All of our products are fixed term and have a £10,000 minimum deposit and a £85,000 maximum deposit.
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 1 Year Fixed Rate Saver | 23/07/2020 | 0.80% | 0.80% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/07/2020 | 1.05% | 1.05% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 23/07/2020 | 1.10% | 1.10% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the interest rate
if it was paid and compounded once each year.
** Gross is the rate of
interest that's payable on this account and represents the amount of
tax-free interest you'll earn in a year.
*** This rate is
currently available to customers who reinvest some or all of their savings
balance once they’re able to choose an end of term option before their
maturity date.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 22/06/2020 | 0.97% | 0.97% | Existing SmartSave customers*** |
| 05/06/2020 | 1.21% | 1.21% | Existing SmartSave customers*** |
| 05/06/2020 | 1.01% | 1.01% | New customers |
| 03/06/2020 | 1.09% | 1.09% | New customers |
| 03/06/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 29/05/2020 | 1.19% | 1.19% | New customers |
| 21/05/2020 | 1.43% | 1.43% | Existing SmartSave customers*** |
| 20/05/2020 | 1.25% | 1.25% | New customers |
| 14/05/2020 | 1.35% | 1.35% | New customers |
| 14/05/2020 | 1.53% | 1.53% | Existing SmartSave customers*** |
| 27/03/2020 | 1.40% | 1.40% | New customers |
| 20/03/2020 | 1.52% | 1.52% | New customers |
| 19/03/2020 | 1.60% | 1.60% | Existing SmartSave customers*** |
| 11/03/2020 | 1.56% | 1.56% | New customers |
| 12/02/2020 | 1.65% | 1.65% | Existing SmartSave customers*** |
| 12/02/2020 | 1.45% | 1.45% | New customers |
| 10/02/2020 | 1.45% | 1.45% | New customers |
| 30/01/2020 | 1.50% | 1.50% | New customers |
| 24/01/2020 | 1.55% | 1.55% | New customers |
| 22/01/2020 | 1.63% | 1.63% | New customers |
| 10/01/2020 | 1.66% | 1.66% | New customers |
| 09/01/2020 | 1.62% | 1.62% | New customers |
| 20/12/2019 | 1.49% | 1.49 % | New customers |
| 12/12/2019 | 1.56% | 1.56 % | New customers |
| 06/12/2019 | 1.65% | 1.65 % | New customers |
| 20/09/2019 | 1.71% | 1.71 % | New customers |
| 16/09/2019 | 1.80% | 1.80 % | New customers |
| 05/09/2019 | 1.85% | 1.85 % | New customers |
| 04/09/2019 | 1.87% | 1.87 % | New customers |
| 30/08/2019 | 1.92 % | 1.92 % | New customers |
| 08/07/2019 | 1.95 % | 1.95 % | New customers |
| 24/06/2019 | 2.01 % | 2.01 % | New customers |
| 14/06/2019 | 1.95 % | 1.95 % | New customers |
| 29/05/2019 | 2.03 % | 2.03 % | New customers |
| 16/01/2019 | 2.0 % | 2.0 % | New customers |
* AER stands for annual equivalent rate and illustrates the interest rate
if it was paid and compounded once each year.
** Gross is the rate of
interest that's payable on this account and represents the amount of
tax-free interest you'll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 22/06/2020 | 1.11% | 1.11% | Existing SmartSave customers*** |
| 05/06/2020 | 1.31% | 1.31% | Existing SmartSave customers*** |
| 05/06/2020 | 1.11% | 1.11% | New customers |
| 03/06/2020 | 1.19% | 1.19% | New customers |
| 03/06/2020 | 1.45% | 1.45% | Existing SmartSave customers*** |
| 21/05/2020 | 1.35% | 1.35% | New customers |
| 20/05/2020 | 1.40% | 1.40% | New customers |
| 14/05/2020 | 1.50% | 1.50% | New customers |
| 14/05/2020 | 1.66% | 1.66% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the interest rate
if it was paid and compounded once each year.
** Gross is the rate of
interest that's payable on this account and represents the amount of
tax-free interest you'll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 22/06/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 05/06/2020 | 1.41% | 1.41% | Existing SmartSave customers*** |
| 05/06/2020 | 1.21% | 1.21% | New customers |
| 03/06/2020 | 1.35% | 1.35% | New customers |
| 03/06/2020 | 1.50% | 1.50% | Existing SmartSave customers*** |
| 21/05/2020 | 1.40% | 1.40% | New customers |
| 21/05/2020 | 1.65% | 1.65% | Existing SmartSave customers*** |
| 20/05/2020 | 1.45% | 1.45% | New customers |
| 14/05/2020 | 1.60% | 1.60% | New customers |
| 14/05/2020 | 1.75% | 1.75% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the interest rate
if it was paid and compounded once each year.
** Gross is the rate of
interest that's payable on this account and represents the amount of
tax-free interest you'll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
