All of our products are fixed term and have a £10,000 minimum deposit and a £85,000 maximum deposit.
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 1 Year Fixed Rate Saver | 01/08/2022 | 2.80% | 2.80% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 01/08/2022 | 2.90% | 2.90% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the
interest rate if it was paid and compounded once each year.
**
Gross is the rate of interest that's payable on this account and
represents the amount of tax-free interest you'll earn in a
year.
*** This rate is currently available to customers who
reinvest some or all of their savings balance once they’re able to
choose an end of term option before their maturity date.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 14/07/2022 | 2.73% | 2.73% | New customers |
| 14/07/2022 | 2.73% | 2.73% | Existing SmartSave customers*** |
| 04/07/2022 | 2.66% | 2.66% | New customers |
| 04/07/2022 | 2.66% | 2.66% | Existing SmartSave customers*** |
| 21/06/2022 | 2.60% | 2.60% | Existing SmartSave customers*** |
| 30/05/2022 | 2.38% | 2.38% | Existing SmartSave customers*** |
| 06/05/2022 | 2.10% | 2.10% | Existing SmartSave customers*** |
| 11/03/2022 | 1.55% | 1.55% | Existing SmartSave customers*** |
| 16/02/2022 | 1.45% | 1.45% | Existing SmartSave customers*** |
| 05/01/2022 | 1.36% | 1.36% | Existing SmartSave customers*** |
| 07/12/2021 | 1.40% | 1.40% | New customers |
| 07/12/2021 | 1.40% | 1.40% | Existing SmartSave customers*** |
| 06/12/2021 | 1.38% | 1.38% | New customers |
| 06/12/2021 | 1.38% | 1.38% | Existing SmartSave customers*** |
| 08/11/2021 | 1.34% | 1.34% | New customers |
| 25/10/2021 | 1.34% | 1.34% | Existing SmartSave customers*** |
| 25/10/2021 | 1.34% | 1.34% | New customers |
| 18/10/2021 | 1.31% | 1.31% | New customers |
| 18/10/2021 | 1.31% | 1.31% | Existing SmartSave customers*** |
| 27/08/2021 | 1.34% | 1.34% | Existing SmartSave customers*** |
| 27/08/2021 | 1.34% | 1.34% | New customers |
| 25/08/2021 | 1.41% | 1.41% | New customers |
| 25/08/2021 | 1.41% | 1.41% | Existing SmartSave customers*** |
| 25/08/2021 | 1.39% | 1.39% | New customers |
| 25/08/2021 | 1.39% | 1.39% | Existing SmartSave customers*** |
| 23/08/2021 | 1.36% | 1.36% | New customers |
| 23/08/2021 | 1.36% | 1.36% | Existing SmartSave customers*** |
| 19/08/2021 | 1.23% | 1.23% | Existing SmartSave customers*** |
| 21/06/2021 | 1.01% | 1.01% | New customers |
| 21/06/2021 | 1.01% | 1.01% | Existing SmartSave customers*** |
| 09/06/2021 | 1.00% | 1.00% | Existing SmartSave customers*** |
| 03/06/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 25/05/2021 | 0.86% | 0.86% | Existing SmartSave customers*** |
| 25/05/2021 | 0.86% | 0.86% | New customers |
| 20/05/2021 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 26/04/2021 | 0.55% | 0.55% | Existing SmartSave customers*** |
| 11/03/2021 | 0.45% | 0.45% | Existing SmartSave customers*** |
| 08/03/2021 | 0.50% | 0.50% | Existing SmartSave customers*** |
| 26/02/2021 | 0.58% | 0.58% | Existing SmartSave customers*** |
| 22/02/2021 | 0.62% | 0.62% | Existing SmartSave customers*** |
| 29/01/2021 | 0.70% | 0.70% | New customers |
| 29/01/2021 | 0.70% | 0.70% | Existing SmartSave customers*** |
| 27/01/2021 | 0.67% | 0.67% | New customers |
| 27/01/2021 | 0.67% | 0.67% | Existing SmartSave customers*** |
| 07/01/2021 | 0.55% | 0.55% | Existing SmartSave customers*** |
| 10/12/2020 | 0.65% | 0.65% | Existing SmartSave customers*** |
| 02/12/2020 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 28/09/2020 | 1.20% | 1.20% | Existing SmartSave customers*** |
| 28/09/2020 | 1.20% | 1.20% | New customers |
| 23/09/2020 | 1.29% | 1.29% | New customers |
| 23/09/2020 | 1.29% | 1.29% | Existing SmartSave customers*** |
| 15/09/2020 | 1.20% | 1.20% | New customers |
| 15/09/2020 | 1.20% | 1.20% | Existing SmartSave customers*** |
| 21/08/2020 | 1.10% | 1.10% | Existing SmartSave customers*** |
| 13/08/2020 | 0.90% | 0.90% | Existing SmartSave customers*** |
| 23/07/2020 | 0.80% | 0.80% | Existing SmartSave customers*** |
| 22/06/2020 | 0.97% | 0.97% | Existing SmartSave customers*** |
| 05/06/2020 | 1.21% | 1.21% | Existing SmartSave customers*** |
| 05/06/2020 | 1.01% | 1.01% | New customers |
| 03/06/2020 | 1.09% | 1.09% | New customers |
| 03/06/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 29/05/2020 | 1.19% | 1.19% | New customers |
| 21/05/2020 | 1.43% | 1.43% | Existing SmartSave customers*** |
| 20/05/2020 | 1.25% | 1.25% | New customers |
| 14/05/2020 | 1.35% | 1.35% | New customers |
| 14/05/2020 | 1.53% | 1.53% | Existing SmartSave customers*** |
| 27/03/2020 | 1.40% | 1.40% | New customers |
| 20/03/2020 | 1.52% | 1.52% | New customers |
| 19/03/2020 | 1.60% | 1.60% | Existing SmartSave customers*** |
| 11/03/2020 | 1.56% | 1.56% | New customers |
| 12/02/2020 | 1.65% | 1.65% | Existing SmartSave customers*** |
| 12/02/2020 | 1.45% | 1.45% | New customers |
| 10/02/2020 | 1.45% | 1.45% | New customers |
| 30/01/2020 | 1.50% | 1.50% | New customers |
| 24/01/2020 | 1.55% | 1.55% | New customers |
| 22/01/2020 | 1.63% | 1.63% | New customers |
| 10/01/2020 | 1.66% | 1.66% | New customers |
| 09/01/2020 | 1.62% | 1.62% | New customers |
| 20/12/2019 | 1.49% | 1.49% | New customers |
| 12/12/2019 | 1.56% | 1.56% | New customers |
| 06/12/2019 | 1.65% | 1.65% | New customers |
| 20/09/2019 | 1.71% | 1.71% | New customers |
| 16/09/2019 | 1.80% | 1.80% | New customers |
| 05/09/2019 | 1.85% | 1.85% | New customers |
| 04/09/2019 | 1.87% | 1.87% | New customers |
| 30/08/2019 | 1.92% | 1.92% | New customers |
| 08/07/2019 | 1.95% | 1.95% | New customers |
| 24/06/2019 | 2.01% | 2.01% | New customers |
| 14/06/2019 | 1.95% | 1.95% | New customers |
| 30/05/2019 | 2.03% | 2.03% | New customers |
| 16/01/2019 | 2.0% | 2.0% | New customers |
* AER stands for annual equivalent rate and illustrates the
interest rate if it was paid and compounded once each year.
**
Gross is the rate of interest that's payable on this account and
represents the amount of tax-free interest you'll earn in a
year.
*** This rate was previously available to customers
who reinvested some or all of their savings balance.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 23/06/2022 | 2.97% | 2.97% | New customers |
| 23/06/2022 | 2.97% | 2.97% | Existing SmartSave customers*** |
| 14/06/2022 | 2.91% | 2.91% | New customers |
| 14/06/2022 | 2.91% | 2.91% | Existing SmartSave customers*** |
| 10/06/2022 | 2.89% | 2.89% | Existing SmartSave customers*** |
| 10/06/2022 | 2.89% | 2.89% | New customers |
| 08/06/2022 | 2.81% | 2.81% | Existing SmartSave customers*** |
| 08/06/2022 | 2.81% | 2.81% | New customers |
| 06/06/2022 | 2.79% | 2.79% | Existing SmartSave customers*** |
| 06/06/2022 | 2.79% | 2.79% | New customers |
| 30/05/2022 | 2.77% | 2.77% | Existing SmartSave customers*** |
| 12/05/2022 | 2.51% | 2.51% | New customers |
| 12/05/2022 | 2.51% | 2.51% | Existing SmartSave customers*** |
| 06/05/2022 | 2.40% | 2.40% | Existing SmartSave customers*** |
| 22/04/2022 | 2.37% | 2.37% | Existing SmartSave customers*** |
| 22/04/2022 | 2.37% | 2.37% | New customers |
| 19/04/2022 | 2.21% | 2.21% | Existing SmartSave customers*** |
| 19/04/2022 | 2.21% | 2.21% | New customers |
| 08/04/2022 | 2.16% | 2.16% | Existing SmartSave customers*** |
| 08/04/2022 | 2.16% | 2.16% | New customers |
| 05/04/2022 | 2.12% | 2.12% | Existing SmartSave customers*** |
| 05/04/2022 | 2.12% | 2.12% | New customers |
| 01/04/2022 | 2.11% | 2.11% | Existing SmartSave customers*** |
| 01/04/2022 | 2.11% | 2.11% | New customers |
| 28/03/2022 | 2.06% | 2.06% | Existing SmartSave customers*** |
| 28/03/2022 | 2.06% | 2.06% | New customers |
| 25/03/2022 | 2.01% | 2.01% | Existing SmartSave customers*** |
| 25/03/2022 | 2.01% | 2.01% | New customers |
| 15/03/2022 | 1.91% | 1.91% | Existing SmartSave customers*** |
| 15/03/2022 | 1.91% | 1.91% | New customers |
| 11/03/2022 | 1.84% | 1.84% | Existing SmartSave customers*** |
| 11/03/2022 | 1.84% | 1.84% | New customers |
| 04/03/2022 | 1.81% | 1.81% | Existing SmartSave customers*** |
| 04/03/2022 | 1.81% | 1.81% | New customers |
| 18/02/2022 | 1.71% | 1.71% | Existing SmartSave customers*** |
| 18/02/2022 | 1.71% | 1.71% | New customers |
| 11/02/2022 | 1.66% | 1.66% | Existing SmartSave customers*** |
| 11/02/2022 | 1.66% | 1.66% | New customers |
| 05/01/2022 | 1.60% | 1.60% | Existing SmartSave customers*** |
| 02/12/2021 | 1.64% | 1.64% | New customers |
| 02/12/2021 | 1.64% | 1.64% | Existing SmartSave customers*** |
| 24/11/2021 | 1.61% | 1.61% | New customers |
| 24/11/2021 | 1.61% | 1.61% | Existing SmartSave customers*** |
| 08/11/2021 | 1.60% | 1.60% | New customers |
| 08/11/2021 | 1.60% | 1.60% | Existing SmartSave customers*** |
| 25/10/2021 | 1.58% | 1.58% | Existing SmartSave customers*** |
| 25/10/2021 | 1.58% | 1.58% | New customers |
| 18/10/2021 | 1.57% | 1.57% | New customers |
| 18/10/2021 | 1.57% | 1.57% | Existing SmartSave customers*** |
| 23/08/2021 | 1.56% | 1.56% | New customers |
| 23/08/2021 | 1.56% | 1.56% | Existing SmartSave customers*** |
| 19/08/2021 | 1.46% | 1.46% | New customers |
| 19/08/2021 | 1.46% | 1.46% | Existing SmartSave customers*** |
| 09/06/2021 | 1.05% | 1.05% | Existing SmartSave customers*** |
| 03/06/2021 | 1.00% | 1.00% | Existing SmartSave customers*** |
| 24/05/2021 | 0.97% | 0.97% | Existing SmartSave customers*** |
| 24/05/2021 | 0.97% | 0.97% | New customers |
| 20/05/2021 | 0.90% | 0.90% | Existing SmartSave customers*** |
| 20/05/2021 | 0.90% | 0.90% | New customers |
| 26/04/2021 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 11/03/2021 | 0.61% | 0.61% | Existing SmartSave customers*** |
| 08/03/2021 | 0.69% | 0.69% | Existing SmartSave customers*** |
| 22/02/2021 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 29/01/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 29/01/2021 | 0.85% | 0.85% | New customers |
| 25/01/2021 | 0.82% | 0.82% | Existing SmartSave customers*** |
| 25/01/2021 | 0.82% | 0.82% | New customers |
| 07/01/2021 | 0.80% | 0.80% | Existing SmartSave customers*** |
| 10/12/2020 | 0.91% | 0.91% | Existing SmartSave customers*** |
| 02/12/2020 | 0.96% | 0.96% | New customers |
| 02/12/2020 | 1.00% | 1.00% | Existing SmartSave customers*** |
| 28/09/2020 | 1.32% | 1.32% | New customers |
| 28/09/2020 | 1.32% | 1.32% | Existing SmartSave customers*** |
| 23/09/2020 | 1.37% | 1.37% | Existing SmartSave customers*** |
| 23/09/2020 | 1.37% | 1.37% | New customers |
| 15/09/2020 | 1.29% | 1.29% | New customers |
| 15/09/2020 | 1.29% | 1.29% | Existing SmartSave customers*** |
| 21/08/2020 | 1.20% | 1.20% | Existing SmartSave customers*** |
| 23/07/2020 | 1.05% | 1.05% | Existing SmartSave customers*** |
| 22/06/2020 | 1.11% | 1.11% | Existing SmartSave customers*** |
| 05/06/2020 | 1.31% | 1.31% | Existing SmartSave customers*** |
| 05/06/2020 | 1.11% | 1.11% | New customers |
| 03/06/2020 | 1.19% | 1.19% | New customers |
| 03/06/2020 | 1.45% | 1.45% | Existing SmartSave customers*** |
| 21/05/2020 | 1.35% | 1.35% | New customers |
| 20/05/2020 | 1.40% | 1.40% | New customers |
| 14/05/2020 | 1.50% | 1.50% | New customers |
| 14/05/2020 | 1.66% | 1.66% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the
interest rate if it was paid and compounded once each year.
**
Gross is the rate of interest that's payable on this account and
represents the amount of tax-free interest you'll earn in a
year.
*** This rate was previously available to customers
who reinvested some or all of their savings balance.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 24/06/2022 | 3.02% | 3.02% | Existing SmartSave customers*** |
| 24/06/2022 | 3.02% | 3.02% | New customers |
| 23/06/2022 | 2.98% | 2.98% | Existing SmartSave customers*** |
| 23/06/2022 | 2.98% | 2.98% | New customers |
| 13/06/2022 | 2.91% | 2.91% | Existing SmartSave customers*** |
| 13/06/2022 | 2.91% | 2.91% | New customers |
| 30/05/2022 | 2.81% | 2.81% | Existing SmartSave customers*** |
| 12/05/2022 | 2.61% | 2.61% | New customers |
| 12/05/2022 | 2.61% | 2.61% | Existing SmartSave customers*** |
| 06/05/2022 | 2.50% | 2.50% | Existing SmartSave customers*** |
| 19/04/2022 | 2.29% | 2.29% | Existing SmartSave customers*** |
| 19/04/2022 | 2.29% | 2.29% | New customers |
| 05/04/2022 | 2.21% | 2.21% | Existing SmartSave customers*** |
| 05/04/2022 | 2.21% | 2.21% | New customers |
| 25/03/2022 | 2.16% | 2.16% | Existing SmartSave customers*** |
| 25/03/2022 | 2.16% | 2.16% | New customers |
| 15/03/2022 | 2.01% | 2.01% | Existing SmartSave customers*** |
| 15/03/2022 | 2.01% | 2.01% | New customers |
| 11/03/2022 | 1.94% | 1.94% | Existing SmartSave customers*** |
| 11/03/2022 | 1.94% | 1.94% | New customers |
| 04/03/2022 | 1.91% | 1.91% | Existing SmartSave customers*** |
| 04/03/2022 | 1.91% | 1.91% | New customers |
| 05/01/2022 | 1.85% | 1.85% | Existing SmartSave customers*** |
| 02/12/2021 | 1.87% | 1.87% | New customers |
| 02/12/2021 | 1.87% | 1.87% | Existing SmartSave customers*** |
| 24/11/2021 | 1.83% | 1.83% | New customers |
| 24/11/2021 | 1.83% | 1.83% | Existing SmartSave customers*** |
| 27/10/2021 | 1.82% | 1.82% | Existing SmartSave customers*** |
| 27/10/2021 | 1.82% | 1.82% | New customers |
| 18/10/2021 | 1.75% | 1.75% | Existing SmartSave customers*** |
| 23/08/2021 | 1.66% | 1.66% | New customers |
| 23/08/2021 | 1.66% | 1.66% | Existing SmartSave customers*** |
| 20/08/2021 | 1.56% | 1.56% | New customers |
| 20/08/2021 | 1.56% | 1.56% | Existing SmartSave customers*** |
| 19/08/2021 | 1.54% | 1.54% | New customers |
| 19/08/2021 | 1.54% | 1.54% | Existing SmartSave customers*** |
| 09/06/2021 | 1.21% | 1.21% | Existing SmartSave customers*** |
| 03/06/2021 | 1.11% | 1.11% | Existing SmartSave customers*** |
| 24/05/2021 | 1.00% | 1.00% | Existing SmartSave customers*** |
| 20/05/2021 | 0.95% | 0.95% | Existing SmartSave customers*** |
| 26/04/2021 | 0.90% | 0.90% | Existing SmartSave customers*** |
| 11/03/2021 | 0.80% | 0.80% | Existing SmartSave customers*** |
| 08/03/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 22/02/2021 | 0.90% | 0.90% | Existing SmartSave customers*** |
| 29/01/2021 | 0.95% | 0.95% | Existing SmartSave customers*** |
| 29/01/2021 | 0.95% | 0.95% | New customers |
| 25/01/2021 | 0.90% | 0.90% | Existing SmartSave customers*** |
| 25/01/2021 | 0.90% | 0.90% | New customers |
| 10/12/2020 | 1.01% | 1.01% | Existing SmartSave customers*** |
| 02/12/2020 | 1.14% | 1.14% | New customers |
| 02/12/2020 | 1.20% | 1.20% | Existing SmartSave customers*** |
| 28/09/2020 | 1.41% | 1.41% | New customers |
| 28/09/2020 | 1.41% | 1.41% | Existing SmartSave customers*** |
| 23/09/2020 | 1.46% | 1.46% | Existing SmartSave customers*** |
| 23/09/2020 | 1.46% | 1.46% | New customers |
| 15/09/2020 | 1.33% | 1.33% | New customers |
| 15/09/2020 | 1.33% | 1.33% | Existing SmartSave customers*** |
| 21/08/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 13/08/2020 | 1.15% | 1.15% | Existing SmartSave customers*** |
| 23/07/2020 | 1.10% | 1.10% | Existing SmartSave customers*** |
| 22/06/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 05/06/2020 | 1.41% | 1.41% | Existing SmartSave customers*** |
| 05/06/2020 | 1.21% | 1.21% | New customers |
| 03/06/2020 | 1.35% | 1.35% | New customers |
| 03/06/2020 | 1.50% | 1.50% | Existing SmartSave customers*** |
| 21/05/2020 | 1.40% | 1.40% | New customers |
| 21/05/2020 | 1.65% | 1.65% | Existing SmartSave customers*** |
| 20/05/2020 | 1.45% | 1.45% | New customers |
| 14/05/2020 | 1.60% | 1.60% | New customers |
| 14/05/2020 | 1.75% | 1.75% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the
interest rate if it was paid and compounded once each year.
**
Gross is the rate of interest that's payable on this account and
represents the amount of tax-free interest you'll earn in a
year.
*** This rate was previously available to customers
who reinvested some or all of their savings balance.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 20/08/2021 | 1.61% | 1.61% | New customers |
| 20/08/2021 | 1.61% | 1.61% | Existing SmartSave customers*** |
| 19/08/2021 | 1.57% | 1.57% | New customers |
| 19/08/2021 | 1.57% | 1.57% | Existing SmartSave customers*** |
| 09/06/2021 | 1.30% | 1.30% | Existing SmartSave customers*** |
| 03/06/2021 | 1.15% | 1.15% | Existing SmartSave customers*** |
| 24/05/2021 | 1.05% | 1.05% | Existing SmartSave customers*** |
| 20/05/2021 | 1.00% | 1.00% | Existing SmartSave customers*** |
| 26/04/2021 | 0.91% | 0.91% | Existing SmartSave customers*** |
| 11/03/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 22/02/2021 | 0.95% | 0.95% | Existing SmartSave customers*** |
| 25/01/2021 | 1.00% | 1.00% | Existing SmartSave customers*** |
| 25/01/2021 | 1.00% | 1.00% | New customers |
| 10/12/2020 | 1.10% | 1.10% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the
interest rate if it was paid and compounded once each year.
**
Gross is the rate of interest that's payable on this account and
represents the amount of tax-free interest you'll earn in a
year.
*** This rate was previously available to customers
who reinvested some or all of their savings balance.
| Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|
| 27/10/2021 | 2.01% | 2.01% | Existing SmartSave customers*** |
| 27/10/2021 | 2.01% | 2.01% | New customers |
| 18/10/2021 | 1.85% | 1.85% | Existing SmartSave customers*** |
| 19/08/2021 | 1.72% | 1.72% | New customers |
| 19/08/2021 | 1.72% | 1.72% | Existing SmartSave customers*** |
| 09/06/2021 | 1.55% | 1.55% | Existing SmartSave customers*** |
| 03/06/2021 | 1.45% | 1.45% | Existing SmartSave customers*** |
| 20/05/2021 | 1.27% | 1.27% | Existing SmartSave customers*** |
| 26/04/2021 | 1.26% | 1.26% | Existing SmartSave customers*** |
| 11/03/2021 | 1.10% | 1.10% | Existing SmartSave customers*** |
| 22/02/2021 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 29/01/2021 | 1.30% | 1.30% | Existing SmartSave customers*** |
| 29/01/2021 | 1.30% | 1.30% | New customers |
| 10/12/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 10/12/2020 | 1.25% | 1.25% | New customers |
* AER stands for annual equivalent rate and illustrates the
interest rate if it was paid and compounded once each year.
**
Gross is the rate of interest that's payable on this account and
represents the amount of tax-free interest you'll earn in a
year.
*** This rate was previously available to customers
who reinvested some or all of their savings balance.
