Historical interest rates
Unlike other banks, we save our very best rates for existing SmartSave customers.
So that we can make sure we’re always offering the best rates we can, our rates will change from time to time. This means that the rates you see today may not be available tomorrow.
Current interest rates
All of our products are fixed term and have a £10,000 minimum deposit and a £85,000 maximum deposit.
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 1 Year Fixed Rate Saver | 27/11/2023 | 5.66% | 5.66% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/11/2023 | 5.66% | 5.66% | New customers |
| 5 Year Fixed Rate Saver | 28/11/2023 | 4.82% | 4.82% | New customers |
* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate is currently available to customers who reinvest some or all of their savings balance once they’re able to choose an end of term option before their maturity date.
Historical interest rates
1 Year Fixed Rate Saver
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 1 Year Fixed Rate Saver | 22/11/2023 | 5.71% | 5.71% | New customers |
| 1 Year Fixed Rate Saver | 22/11/2023 | 5.71% | 5.71% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 17/11/2023 | 5.76% | 5.76% | New customers |
| 1 Year Fixed Rate Saver | 26/10/2023 | 5.81% | 5.81% | New customers |
| 1 Year Fixed Rate Saver | 26/10/2023 | 5.86% | 5.86% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 20/10/2023 | 5.87% | 5.87% | New customers |
| 1 Year Fixed Rate Saver | 12/10/2023 | 5.94% | 5.94% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 12/10/2023 | 5.94% | 5.94% | New customers |
| 1 Year Fixed Rate Saver | 09/10/2023 | 5.99% | 5.99% | New customers |
| 1 Year Fixed Rate Saver | 09/10/2023 | 5.99% | 5.99% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 09/10/2023 | 6.06% | 6.06% | New customers |
| 1 Year Fixed Rate Saver | 09/10/2023 | 6.06% | 6.06% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 06/10/2023 | 6.11% | 6.11% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 06/10/2023 | 6.11% | 6.11% | New customers |
| 1 Year Fixed Rate Saver | 28/09/2023 | 5.96% | 5.96% | New customers |
| 1 Year Fixed Rate Saver | 14/09/2023 | 6.2% | 6.2% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 13/09/2023 | 6.06% | 6.06% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 13/09/2023 | 6.06% | 6.06% | New customers |
| 1 Year Fixed Rate Saver | 30/08/2023 | 6.2% | 6.2% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 30/08/2023 | 6.01% | 6.01% | New customers |
| 1 Year Fixed Rate Saver | 24/08/2023 | 6.0% | 6.0% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 24/08/2023 | 5.97% | 5.97% | New customers |
| 1 Year Fixed Rate Saver | 15/08/2023 | 6.01% | 6.01% | New customers |
| 1 Year Fixed Rate Saver | 10/08/2023 | 6.03% | 6.03% | New customers |
| 1 Year Fixed Rate Saver | 04/08/2023 | 6.06% | 6.06% | New customers |
| 1 Year Fixed Rate Saver | 02/08/2023 | 6.03% | 6.03% | New customers |
| 1 Year Fixed Rate Saver | 27/07/2023 | 6.01% | 6.01% | New customers |
| 1 Year Fixed Rate Saver | 17/07/2023 | 6.06% | 6.06% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 17/07/2023 | 6.06% | 6.06% | New customers |
| 1 Year Fixed Rate Saver | 11/07/2023 | 6.01% | 6.01% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 11/07/2023 | 6.01% | 6.01% | New customers |
| 1 Year Fixed Rate Saver | 10/07/2023 | 6.03% | 6.03% | New customers |
| 1 Year Fixed Rate Saver | 07/07/2023 | 6.05% | 6.05% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 07/07/2023 | 6.05% | 6.05% | New customers |
| 1 Year Fixed Rate Saver | 05/07/2023 | 6.01% | 6.01% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 05/07/2023 | 6.01% | 6.01% | New customers |
| 1 Year Fixed Rate Saver | 04/07/2023 | 5.94% | 5.94% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 04/07/2023 | 5.94% | 5.94% | New customers |
| 1 Year Fixed Rate Saver | 30/06/2023 | 5.93% | 5.93% | New customers |
| 1 Year Fixed Rate Saver | 30/06/2023 | 5.93% | 5.93% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/06/2023 | 5.86% | 5.86% | New customers |
| 1 Year Fixed Rate Saver | 27/06/2023 | 5.86% | 5.86% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 26/06/2023 | 5.79% | 5.79% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 26/06/2023 | 5.79% | 5.79% | New customers |
| 1 Year Fixed Rate Saver | 26/06/2023 | 5.77% | 5.77% | New customers |
| 1 Year Fixed Rate Saver | 26/06/2023 | 5.77% | 5.77% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/06/2023 | 5.73% | 5.73% | New customers |
| 1 Year Fixed Rate Saver | 23/06/2023 | 5.76% | 5.76% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/06/2023 | 5.76% | 5.76% | New customers |
| 1 Year Fixed Rate Saver | 22/06/2023 | 5.71% | 5.71% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 22/06/2023 | 5.71% | 5.71% | New customers |
| 1 Year Fixed Rate Saver | 21/06/2023 | 5.57% | 5.57% | New customers |
| 1 Year Fixed Rate Saver | 21/06/2023 | 5.57% | 5.57% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 20/06/2023 | 5.56% | 5.56% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 20/06/2023 | 5.56% | 5.56% | New customers |
| 1 Year Fixed Rate Saver | 16/06/2023 | 5.52% | 5.52% | New customers |
| 1 Year Fixed Rate Saver | 16/06/2023 | 5.52% | 5.52% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 14/06/2023 | 5.43% | 5.43% | New customers |
| 1 Year Fixed Rate Saver | 14/06/2023 | 5.43% | 5.43% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 14/06/2023 | 5.41% | 5.41% | New customers |
| 1 Year Fixed Rate Saver | 14/06/2023 | 5.41% | 5.41% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 13/06/2023 | 5.38% | 5.38% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 13/06/2023 | 5.38% | 5.38% | New customers |
| 1 Year Fixed Rate Saver | 13/06/2023 | 5.36% | 5.36% | New customers |
| 1 Year Fixed Rate Saver | 13/06/2023 | 5.36% | 5.36% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 09/06/2023 | 5.31% | 5.31% | New customers |
| 1 Year Fixed Rate Saver | 09/06/2023 | 5.31% | 5.31% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 05/06/2023 | 5.26% | 5.26% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 05/06/2023 | 5.26% | 5.26% | New customers |
| 1 Year Fixed Rate Saver | 01/06/2023 | 5.16% | 5.16% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 01/06/2023 | 5.16% | 5.16% | New customers |
| 1 Year Fixed Rate Saver | 26/05/2023 | 5.07% | 5.07% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 26/05/2023 | 5.07% | 5.07% | New customers |
| 1 Year Fixed Rate Saver | 25/05/2023 | 5.02% | 5.02% | New customers |
| 1 Year Fixed Rate Saver | 25/05/2023 | 5.02% | 5.02% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 24/05/2023 | 5.01% | 5.01% | New customers |
| 1 Year Fixed Rate Saver | 24/05/2023 | 5.01% | 5.01% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/05/2023 | 5.0% | 5.0% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/05/2023 | 5.0% | 5.0% | New customers |
| 1 Year Fixed Rate Saver | 15/05/2023 | 4.92% | 4.92% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 15/05/2023 | 4.92% | 4.92% | New customers |
| 1 Year Fixed Rate Saver | 05/05/2023 | 4.87% | 4.87% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 05/05/2023 | 4.87% | 4.87% | New customers |
| 1 Year Fixed Rate Saver | 28/04/2023 | 4.82% | 4.82% | New customers |
| 1 Year Fixed Rate Saver | 28/04/2023 | 4.82% | 4.82% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/04/2023 | 4.74% | 4.74% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/04/2023 | 4.74% | 4.74% | New customers |
| 1 Year Fixed Rate Saver | 25/04/2023 | 4.71% | 4.71% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 25/04/2023 | 4.71% | 4.71% | New customers |
| 1 Year Fixed Rate Saver | 21/04/2023 | 4.66% | 4.66% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 21/04/2023 | 4.66% | 4.66% | New customers |
| 1 Year Fixed Rate Saver | 17/04/2023 | 4.55% | 4.55% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 17/04/2023 | 4.55% | 4.55% | New customers |
| 1 Year Fixed Rate Saver | 14/04/2023 | 4.53% | 4.53% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 14/04/2023 | 4.53% | 4.53% | New customers |
| 1 Year Fixed Rate Saver | 06/04/2023 | 4.52% | 4.52% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 06/04/2023 | 4.52% | 4.52% | New customers |
| 1 Year Fixed Rate Saver | 31/03/2023 | 4.51% | 4.51% | New customers |
| 1 Year Fixed Rate Saver | 31/03/2023 | 4.51% | 4.51% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 28/03/2023 | 4.48% | 4.48% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 28/03/2023 | 4.48% | 4.48% | New customers |
| 1 Year Fixed Rate Saver | 27/03/2023 | 4.46% | 4.46% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/03/2023 | 4.46% | 4.46% | New customers |
| 1 Year Fixed Rate Saver | 24/03/2023 | 4.44% | 4.44% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 24/03/2023 | 4.44% | 4.44% | New customers |
| 1 Year Fixed Rate Saver | 22/03/2023 | 4.43% | 4.43% | New customers |
| 1 Year Fixed Rate Saver | 22/03/2023 | 4.43% | 4.43% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 16/03/2023 | 4.34% | 4.34% | New customers |
| 1 Year Fixed Rate Saver | 16/03/2023 | 4.34% | 4.34% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 09/03/2023 | 4.33% | 4.33% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 09/03/2023 | 4.33% | 4.33% | New customers |
| 1 Year Fixed Rate Saver | 06/03/2023 | 4.31% | 4.31% | New customers |
| 1 Year Fixed Rate Saver | 02/03/2023 | 4.31% | 4.31% | New customers |
| 1 Year Fixed Rate Saver | 02/03/2023 | 4.31% | 4.31% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 22/02/2023 | 4.26% | 4.26% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 22/02/2023 | 4.26% | 4.26% | New customers |
| 1 Year Fixed Rate Saver | 15/02/2023 | 4.21% | 4.21% | New customers |
| 1 Year Fixed Rate Saver | 15/02/2023 | 4.21% | 4.21% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 03/02/2023 | 4.17% | 4.17% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 03/02/2023 | 4.17% | 4.17% | New customers |
| 1 Year Fixed Rate Saver | 31/01/2023 | 4.16% | 4.16% | New customers |
| 1 Year Fixed Rate Saver | 31/01/2023 | 4.16% | 4.16% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 25/01/2023 | 4.21% | 4.21% | New customers |
| 1 Year Fixed Rate Saver | 23/01/2023 | 4.16% | 4.16% | New customers |
| 1 Year Fixed Rate Saver | 12/01/2023 | 4.26% | 4.26% | New customers |
| 1 Year Fixed Rate Saver | 03/01/2023 | 4.26% | 4.26% | New customers |
| 1 Year Fixed Rate Saver | 16/12/2022 | 4.26% | 4.26% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 16/12/2022 | 4.26% | 4.26% | New customers |
| 1 Year Fixed Rate Saver | 15/12/2022 | 4.31% | 4.31% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 13/12/2022 | 4.32% | 4.32% | New customers |
| 1 Year Fixed Rate Saver | 05/12/2022 | 4.32% | 4.32% | New customers |
| 1 Year Fixed Rate Saver | 05/12/2022 | 4.32% | 4.32% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 24/11/2022 | 4.37% | 4.37% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 24/11/2022 | 4.37% | 4.37% | New customers |
| 1 Year Fixed Rate Saver | 21/11/2022 | 4.36% | 4.36% | New customers |
| 1 Year Fixed Rate Saver | 21/11/2022 | 4.36% | 4.36% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 15/11/2022 | 4.46% | 4.46% | New customers |
| 1 Year Fixed Rate Saver | 14/10/2022 | 4.46% | 4.46% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 13/10/2022 | 4.4% | 4.4% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 10/10/2022 | 4.31% | 4.31% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 04/10/2022 | 4.2% | 4.2% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/09/2022 | 3.9% | 3.9% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 20/09/2022 | 3.47% | 3.47% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 12/09/2022 | 3.33% | 3.33% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 06/09/2022 | 3.3% | 3.3% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 24/08/2022 | 3.21% | 3.21% | New customers |
| 1 Year Fixed Rate Saver | 24/08/2022 | 3.21% | 3.21% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 17/08/2022 | 2.97% | 2.97% | New customers |
| 1 Year Fixed Rate Saver | 17/08/2022 | 2.97% | 2.97% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 15/08/2022 | 2.9% | 2.9% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 01/08/2022 | 2.8% | 2.8% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 14/07/2022 | 2.73% | 2.73% | New customers |
| 1 Year Fixed Rate Saver | 14/07/2022 | 2.73% | 2.73% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 04/07/2022 | 2.66% | 2.66% | New customers |
| 1 Year Fixed Rate Saver | 04/07/2022 | 2.66% | 2.66% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 21/06/2022 | 2.6% | 2.6% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 30/05/2022 | 2.38% | 2.38% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 06/05/2022 | 2.1% | 2.1% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 11/03/2022 | 1.55% | 1.55% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 16/02/2022 | 1.45% | 1.45% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 05/01/2022 | 1.36% | 1.36% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 07/12/2021 | 1.4% | 1.4% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 07/12/2021 | 1.4% | 1.4% | New customers |
| 1 Year Fixed Rate Saver | 06/12/2021 | 1.38% | 1.38% | New customers |
| 1 Year Fixed Rate Saver | 06/12/2021 | 1.38% | 1.38% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 08/11/2021 | 1.34% | 1.34% | New customers |
| 1 Year Fixed Rate Saver | 25/10/2021 | 1.34% | 1.34% | New customers |
| 1 Year Fixed Rate Saver | 25/10/2021 | 1.34% | 1.34% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 18/10/2021 | 1.31% | 1.31% | New customers |
| 1 Year Fixed Rate Saver | 18/10/2021 | 1.31% | 1.31% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/08/2021 | 1.34% | 1.34% | New customers |
| 1 Year Fixed Rate Saver | 27/08/2021 | 1.34% | 1.34% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 25/08/2021 | 1.41% | 1.41% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 25/08/2021 | 1.41% | 1.41% | New customers |
| 1 Year Fixed Rate Saver | 25/08/2021 | 1.39% | 1.39% | New customers |
| 1 Year Fixed Rate Saver | 25/08/2021 | 1.39% | 1.39% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/08/2021 | 1.36% | 1.36% | New customers |
| 1 Year Fixed Rate Saver | 23/08/2021 | 1.36% | 1.36% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 19/08/2021 | 1.23% | 1.23% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 21/06/2021 | 1.01% | 1.01% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 21/06/2021 | 1.01% | 1.01% | New customers |
| 1 Year Fixed Rate Saver | 09/06/2021 | 1.0% | 1.0% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 03/06/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 25/05/2021 | 0.86% | 0.86% | New customers |
| 1 Year Fixed Rate Saver | 25/05/2021 | 0.86% | 0.86% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 20/05/2021 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 26/04/2021 | 0.55% | 0.55% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 11/03/2021 | 0.45% | 0.45% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 08/03/2021 | 0.5% | 0.5% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 26/02/2021 | 0.58% | 0.58% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 22/02/2021 | 0.62% | 0.62% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 29/01/2021 | 0.7% | 0.7% | New customers |
| 1 Year Fixed Rate Saver | 29/01/2021 | 0.7% | 0.7% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/01/2021 | 0.67% | 0.67% | New customers |
| 1 Year Fixed Rate Saver | 27/01/2021 | 0.67% | 0.67% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 07/01/2021 | 0.55% | 0.55% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 10/12/2020 | 0.65% | 0.65% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 02/12/2020 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 28/09/2020 | 1.2% | 1.2% | New customers |
| 1 Year Fixed Rate Saver | 28/09/2020 | 1.2% | 1.2% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/09/2020 | 1.29% | 1.29% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/09/2020 | 1.29% | 1.29% | New customers |
| 1 Year Fixed Rate Saver | 15/09/2020 | 1.2% | 1.2% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 15/09/2020 | 1.2% | 1.2% | New customers |
| 1 Year Fixed Rate Saver | 21/08/2020 | 1.1% | 1.1% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 13/08/2020 | 0.9% | 0.9% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 23/07/2020 | 0.8% | 0.8% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 22/06/2020 | 0.97% | 0.97% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 05/06/2020 | 1.01% | 1.01% | New customers |
| 1 Year Fixed Rate Saver | 05/06/2020 | 1.21% | 1.21% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 03/06/2020 | 1.09% | 1.09% | New customers |
| 1 Year Fixed Rate Saver | 03/06/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 29/05/2020 | 1.19% | 1.19% | New customers |
| 1 Year Fixed Rate Saver | 21/05/2020 | 1.43% | 1.43% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 20/05/2020 | 1.25% | 1.25% | New customers |
| 1 Year Fixed Rate Saver | 14/05/2020 | 1.35% | 1.35% | New customers |
| 1 Year Fixed Rate Saver | 14/05/2020 | 1.53% | 1.53% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 27/03/2020 | 1.4% | 1.4% | New customers |
| 1 Year Fixed Rate Saver | 20/03/2020 | 1.52% | 1.52% | New customers |
| 1 Year Fixed Rate Saver | 19/03/2020 | 1.6% | 1.6% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 11/03/2020 | 1.56% | 1.56% | New customers |
| 1 Year Fixed Rate Saver | 12/02/2020 | 1.45% | 1.45% | New customers |
| 1 Year Fixed Rate Saver | 12/02/2020 | 1.65% | 1.65% | Existing SmartSave customers*** |
| 1 Year Fixed Rate Saver | 10/02/2020 | 1.45% | 1.45% | New customers |
| 1 Year Fixed Rate Saver | 30/01/2020 | 1.5% | 1.5% | New customers |
| 1 Year Fixed Rate Saver | 24/01/2020 | 1.55% | 1.55% | New customers |
| 1 Year Fixed Rate Saver | 22/01/2020 | 1.63% | 1.63% | New customers |
| 1 Year Fixed Rate Saver | 10/01/2020 | 1.66% | 1.66% | New customers |
| 1 Year Fixed Rate Saver | 09/01/2020 | 1.62% | 1.62% | New customers |
| 1 Year Fixed Rate Saver | 20/12/2019 | 1.49% | 1.49% | New customers |
| 1 Year Fixed Rate Saver | 12/12/2019 | 1.56% | 1.56% | New customers |
| 1 Year Fixed Rate Saver | 06/12/2019 | 1.65% | 1.65% | New customers |
| 1 Year Fixed Rate Saver | 20/09/2019 | 1.71% | 1.71% | New customers |
| 1 Year Fixed Rate Saver | 16/09/2019 | 1.8% | 1.8% | New customers |
| 1 Year Fixed Rate Saver | 05/09/2019 | 1.85% | 1.85% | New customers |
| 1 Year Fixed Rate Saver | 04/09/2019 | 1.87% | 1.87% | New customers |
| 1 Year Fixed Rate Saver | 30/08/2019 | 1.92% | 1.92% | New customers |
| 1 Year Fixed Rate Saver | 08/07/2019 | 1.95% | 1.95% | New customers |
| 1 Year Fixed Rate Saver | 24/06/2019 | 2.01% | 2.01% | New customers |
| 1 Year Fixed Rate Saver | 14/06/2019 | 1.95% | 1.95% | New customers |
| 1 Year Fixed Rate Saver | 30/05/2019 | 2.03% | 2.03% | New customers |
| 1 Year Fixed Rate Saver | 16/01/2019 | 2.0% | 2.0% | New customers |
* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
2 Year Fixed Rate Saver
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 2 Year Fixed Rate Saver | 01/09/2023 | 6.01% | 6.01% | New customers |
| 2 Year Fixed Rate Saver | 01/09/2023 | 6.01% | 6.01% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 24/08/2023 | 5.81% | 5.81% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 12/07/2023 | 6.06% | 6.06% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 12/07/2023 | 6.06% | 6.06% | New customers |
| 2 Year Fixed Rate Saver | 07/07/2023 | 6.01% | 6.01% | New customers |
| 2 Year Fixed Rate Saver | 07/07/2023 | 6.01% | 6.01% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 06/07/2023 | 5.96% | 5.96% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 06/07/2023 | 5.96% | 5.96% | New customers |
| 2 Year Fixed Rate Saver | 04/07/2023 | 5.93% | 5.93% | New customers |
| 2 Year Fixed Rate Saver | 30/06/2023 | 5.95% | 5.95% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 30/06/2023 | 5.95% | 5.95% | New customers |
| 2 Year Fixed Rate Saver | 27/06/2023 | 5.86% | 5.86% | New customers |
| 2 Year Fixed Rate Saver | 27/06/2023 | 5.86% | 5.86% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 26/06/2023 | 5.79% | 5.79% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 26/06/2023 | 5.79% | 5.79% | New customers |
| 2 Year Fixed Rate Saver | 23/06/2023 | 5.76% | 5.76% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/06/2023 | 5.76% | 5.76% | New customers |
| 2 Year Fixed Rate Saver | 23/06/2023 | 5.71% | 5.71% | New customers |
| 2 Year Fixed Rate Saver | 23/06/2023 | 5.71% | 5.71% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 22/06/2023 | 5.61% | 5.61% | New customers |
| 2 Year Fixed Rate Saver | 22/06/2023 | 5.61% | 5.61% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 20/06/2023 | 5.56% | 5.56% | New customers |
| 2 Year Fixed Rate Saver | 20/06/2023 | 5.56% | 5.56% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 16/06/2023 | 5.43% | 5.43% | New customers |
| 2 Year Fixed Rate Saver | 16/06/2023 | 5.43% | 5.43% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 16/06/2023 | 5.52% | 5.52% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 16/06/2023 | 5.52% | 5.52% | New customers |
| 2 Year Fixed Rate Saver | 14/06/2023 | 5.41% | 5.41% | New customers |
| 2 Year Fixed Rate Saver | 14/06/2023 | 5.41% | 5.41% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 14/06/2023 | 5.39% | 5.39% | New customers |
| 2 Year Fixed Rate Saver | 14/06/2023 | 5.39% | 5.39% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 13/06/2023 | 5.36% | 5.36% | New customers |
| 2 Year Fixed Rate Saver | 13/06/2023 | 5.36% | 5.36% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 08/06/2023 | 5.31% | 5.31% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 08/06/2023 | 5.31% | 5.31% | New customers |
| 2 Year Fixed Rate Saver | 05/06/2023 | 5.26% | 5.26% | New customers |
| 2 Year Fixed Rate Saver | 05/06/2023 | 5.26% | 5.26% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 01/06/2023 | 5.21% | 5.21% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 01/06/2023 | 5.21% | 5.21% | New customers |
| 2 Year Fixed Rate Saver | 30/05/2023 | 5.16% | 5.16% | New customers |
| 2 Year Fixed Rate Saver | 30/05/2023 | 5.16% | 5.16% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 30/05/2023 | 5.16% | 5.16% | New customers |
| 2 Year Fixed Rate Saver | 30/05/2023 | 5.16% | 5.16% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 26/05/2023 | 5.06% | 5.06% | New customers |
| 2 Year Fixed Rate Saver | 26/05/2023 | 5.06% | 5.06% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 25/05/2023 | 5.02% | 5.02% | New customers |
| 2 Year Fixed Rate Saver | 25/05/2023 | 5.02% | 5.02% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 24/05/2023 | 5.01% | 5.01% | New customers |
| 2 Year Fixed Rate Saver | 24/05/2023 | 5.01% | 5.01% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/05/2023 | 4.97% | 4.97% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/05/2023 | 4.97% | 4.97% | New customers |
| 2 Year Fixed Rate Saver | 27/04/2023 | 4.72% | 4.72% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 27/04/2023 | 4.72% | 4.72% | New customers |
| 2 Year Fixed Rate Saver | 21/04/2023 | 4.71% | 4.71% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 21/04/2023 | 4.71% | 4.71% | New customers |
| 2 Year Fixed Rate Saver | 17/04/2023 | 4.61% | 4.61% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 17/04/2023 | 4.61% | 4.61% | New customers |
| 2 Year Fixed Rate Saver | 13/04/2023 | 4.58% | 4.58% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 13/04/2023 | 4.58% | 4.58% | New customers |
| 2 Year Fixed Rate Saver | 06/04/2023 | 4.56% | 4.56% | New customers |
| 2 Year Fixed Rate Saver | 06/04/2023 | 4.56% | 4.56% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 31/03/2023 | 4.54% | 4.54% | New customers |
| 2 Year Fixed Rate Saver | 31/03/2023 | 4.54% | 4.54% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 28/03/2023 | 4.52% | 4.52% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 28/03/2023 | 4.52% | 4.52% | New customers |
| 2 Year Fixed Rate Saver | 27/03/2023 | 4.51% | 4.51% | New customers |
| 2 Year Fixed Rate Saver | 27/03/2023 | 4.51% | 4.51% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 02/03/2023 | 4.46% | 4.46% | New customers |
| 2 Year Fixed Rate Saver | 02/03/2023 | 4.46% | 4.46% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 01/03/2023 | 4.41% | 4.41% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 01/03/2023 | 4.41% | 4.41% | New customers |
| 2 Year Fixed Rate Saver | 22/02/2023 | 4.36% | 4.36% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 22/02/2023 | 4.36% | 4.36% | New customers |
| 2 Year Fixed Rate Saver | 20/02/2023 | 4.21% | 4.21% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 20/02/2023 | 4.21% | 4.21% | New customers |
| 2 Year Fixed Rate Saver | 10/02/2023 | 4.26% | 4.26% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 10/02/2023 | 4.26% | 4.26% | New customers |
| 2 Year Fixed Rate Saver | 03/02/2023 | 4.17% | 4.17% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 18/01/2023 | 4.36% | 4.36% | New customers |
| 2 Year Fixed Rate Saver | 18/01/2023 | 4.4% | 4.4% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 09/01/2023 | 4.41% | 4.41% | New customers |
| 2 Year Fixed Rate Saver | 09/01/2023 | 4.41% | 4.41% | New customers |
| 2 Year Fixed Rate Saver | 06/01/2023 | 4.52% | 4.52% | New customers |
| 2 Year Fixed Rate Saver | 03/01/2023 | 4.54% | 4.54% | New customers |
| 2 Year Fixed Rate Saver | 15/12/2022 | 4.55% | 4.55% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 18/11/2022 | 4.81% | 4.81% | New customers |
| 2 Year Fixed Rate Saver | 18/11/2022 | 4.81% | 4.81% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 14/10/2022 | 4.76% | 4.76% | New customers |
| 2 Year Fixed Rate Saver | 14/10/2022 | 4.76% | 4.76% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 13/10/2022 | 4.71% | 4.71% | New customers |
| 2 Year Fixed Rate Saver | 13/10/2022 | 4.71% | 4.71% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 07/10/2022 | 4.62% | 4.62% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 07/10/2022 | 4.62% | 4.62% | New customers |
| 2 Year Fixed Rate Saver | 04/10/2022 | 4.56% | 4.56% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 04/10/2022 | 4.56% | 4.56% | New customers |
| 2 Year Fixed Rate Saver | 30/09/2022 | 4.41% | 4.41% | New customers |
| 2 Year Fixed Rate Saver | 30/09/2022 | 4.41% | 4.41% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 28/09/2022 | 4.33% | 4.33% | New customers |
| 2 Year Fixed Rate Saver | 28/09/2022 | 4.33% | 4.33% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 27/09/2022 | 4.3% | 4.3% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 27/09/2022 | 4.3% | 4.3% | New customers |
| 2 Year Fixed Rate Saver | 26/09/2022 | 4.02% | 4.02% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 26/09/2022 | 4.02% | 4.02% | New customers |
| 2 Year Fixed Rate Saver | 23/09/2022 | 4.01% | 4.01% | New customers |
| 2 Year Fixed Rate Saver | 23/09/2022 | 4.01% | 4.01% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 20/09/2022 | 3.72% | 3.72% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 20/09/2022 | 3.72% | 3.72% | New customers |
| 2 Year Fixed Rate Saver | 16/09/2022 | 3.71% | 3.71% | New customers |
| 2 Year Fixed Rate Saver | 16/09/2022 | 3.71% | 3.71% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 12/09/2022 | 3.53% | 3.53% | New customers |
| 2 Year Fixed Rate Saver | 12/09/2022 | 3.53% | 3.53% | New customers |
| 2 Year Fixed Rate Saver | 12/09/2022 | 3.53% | 3.53% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 06/09/2022 | 3.51% | 3.51% | New customers |
| 2 Year Fixed Rate Saver | 06/09/2022 | 3.51% | 3.51% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 31/08/2022 | 3.49% | 3.49% | New customers |
| 2 Year Fixed Rate Saver | 31/08/2022 | 3.49% | 3.49% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/08/2022 | 3.47% | 3.47% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/08/2022 | 3.47% | 3.47% | New customers |
| 2 Year Fixed Rate Saver | 22/08/2022 | 3.37% | 3.37% | New customers |
| 2 Year Fixed Rate Saver | 22/08/2022 | 3.37% | 3.37% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 15/08/2022 | 3.2% | 3.2% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 01/08/2022 | 2.9% | 2.9% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/06/2022 | 2.97% | 2.97% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/06/2022 | 2.97% | 2.97% | New customers |
| 2 Year Fixed Rate Saver | 14/06/2022 | 2.91% | 2.91% | New customers |
| 2 Year Fixed Rate Saver | 14/06/2022 | 2.91% | 2.91% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 10/06/2022 | 2.89% | 2.89% | New customers |
| 2 Year Fixed Rate Saver | 10/06/2022 | 2.89% | 2.89% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 08/06/2022 | 2.81% | 2.81% | New customers |
| 2 Year Fixed Rate Saver | 08/06/2022 | 2.81% | 2.81% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 07/06/2022 | 2.79% | 2.79% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 07/06/2022 | 2.79% | 2.79% | New customers |
| 2 Year Fixed Rate Saver | 30/05/2022 | 2.77% | 2.77% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 12/05/2022 | 2.51% | 2.51% | New customers |
| 2 Year Fixed Rate Saver | 12/05/2022 | 2.51% | 2.51% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 12/05/2022 | 2.51% | 2.51% | New customers |
| 2 Year Fixed Rate Saver | 06/05/2022 | 2.4% | 2.4% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 22/04/2022 | 2.37% | 2.37% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 19/04/2022 | 2.21% | 2.21% | New customers |
| 2 Year Fixed Rate Saver | 19/04/2022 | 2.21% | 2.21% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 08/04/2022 | 2.16% | 2.16% | New customers |
| 2 Year Fixed Rate Saver | 08/04/2022 | 2.16% | 2.16% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 05/04/2022 | 2.12% | 2.12% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 05/04/2022 | 2.12% | 2.12% | New customers |
| 2 Year Fixed Rate Saver | 01/04/2022 | 2.11% | 2.11% | New customers |
| 2 Year Fixed Rate Saver | 01/04/2022 | 2.11% | 2.11% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 28/03/2022 | 2.06% | 2.06% | New customers |
| 2 Year Fixed Rate Saver | 28/03/2022 | 2.06% | 2.06% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 25/03/2022 | 2.01% | 2.01% | New customers |
| 2 Year Fixed Rate Saver | 25/03/2022 | 2.01% | 2.01% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 15/03/2022 | 1.91% | 1.91% | New customers |
| 2 Year Fixed Rate Saver | 15/03/2022 | 1.91% | 1.91% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 11/03/2022 | 1.84% | 1.84% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 11/03/2022 | 1.84% | 1.84% | New customers |
| 2 Year Fixed Rate Saver | 04/03/2022 | 1.81% | 1.81% | New customers |
| 2 Year Fixed Rate Saver | 04/03/2022 | 1.81% | 1.81% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 18/02/2022 | 1.71% | 1.71% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 18/02/2022 | 1.71% | 1.71% | New customers |
| 2 Year Fixed Rate Saver | 11/02/2022 | 1.66% | 1.66% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 11/02/2022 | 1.66% | 1.66% | New customers |
| 2 Year Fixed Rate Saver | 05/01/2022 | 1.6% | 1.6% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 02/12/2021 | 1.64% | 1.64% | New customers |
| 2 Year Fixed Rate Saver | 02/12/2021 | 1.64% | 1.64% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 24/11/2021 | 1.61% | 1.61% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 24/11/2021 | 1.61% | 1.61% | New customers |
| 2 Year Fixed Rate Saver | 08/11/2021 | 1.6% | 1.6% | New customers |
| 2 Year Fixed Rate Saver | 08/11/2021 | 1.6% | 1.6% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 25/10/2021 | 1.58% | 1.58% | New customers |
| 2 Year Fixed Rate Saver | 25/10/2021 | 1.58% | 1.58% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 18/10/2021 | 1.57% | 1.57% | New customers |
| 2 Year Fixed Rate Saver | 18/10/2021 | 1.57% | 1.57% | New customers |
| 2 Year Fixed Rate Saver | 18/10/2021 | 1.57% | 1.57% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/08/2021 | 1.56% | 1.56% | New customers |
| 2 Year Fixed Rate Saver | 23/08/2021 | 1.56% | 1.56% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 19/08/2021 | 1.46% | 1.46% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 19/08/2021 | 1.46% | 1.46% | New customers |
| 2 Year Fixed Rate Saver | 09/06/2021 | 1.05% | 1.05% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 03/06/2021 | 1.0% | 1.0% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 24/05/2021 | 0.97% | 0.97% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 24/05/2021 | 0.97% | 0.97% | New customers |
| 2 Year Fixed Rate Saver | 20/05/2021 | 0.9% | 0.9% | New customers |
| 2 Year Fixed Rate Saver | 20/05/2021 | 0.9% | 0.9% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 26/04/2021 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 11/03/2021 | 0.61% | 0.61% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 08/03/2021 | 0.69% | 0.69% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 22/02/2021 | 0.75% | 0.75% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 29/01/2021 | 0.85% | 0.85% | New customers |
| 2 Year Fixed Rate Saver | 29/01/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 25/01/2021 | 0.82% | 0.82% | New customers |
| 2 Year Fixed Rate Saver | 25/01/2021 | 0.82% | 0.82% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 07/01/2021 | 0.8% | 0.8% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 10/12/2020 | 0.91% | 0.91% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 02/12/2020 | 1.0% | 1.0% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 02/12/2020 | 0.96% | 0.96% | New customers |
| 2 Year Fixed Rate Saver | 28/09/2020 | 1.32% | 1.32% | New customers |
| 2 Year Fixed Rate Saver | 28/09/2020 | 1.32% | 1.32% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/09/2020 | 1.37% | 1.37% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/09/2020 | 1.37% | 1.37% | New customers |
| 2 Year Fixed Rate Saver | 15/09/2020 | 1.29% | 1.29% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 15/09/2020 | 1.29% | 1.29% | New customers |
| 2 Year Fixed Rate Saver | 21/08/2020 | 1.2% | 1.2% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 23/07/2020 | 1.05% | 1.05% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 22/06/2020 | 1.11% | 1.11% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 05/06/2020 | 1.11% | 1.11% | New customers |
| 2 Year Fixed Rate Saver | 05/06/2020 | 1.31% | 1.31% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 03/06/2020 | 1.19% | 1.19% | New customers |
| 2 Year Fixed Rate Saver | 03/06/2020 | 1.45% | 1.45% | Existing SmartSave customers*** |
| 2 Year Fixed Rate Saver | 21/05/2020 | 1.35% | 1.35% | New customers |
| 2 Year Fixed Rate Saver | 20/05/2020 | 1.4% | 1.4% | New customers |
| 2 Year Fixed Rate Saver | 14/05/2020 | 1.5% | 1.5% | New customers |
| 2 Year Fixed Rate Saver | 14/05/2020 | 1.66% | 1.66% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
3 Year Fixed Rate Saver
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 3 Year Fixed Rate Saver | 06/07/2023 | 5.96% | 5.96% | New customers |
| 3 Year Fixed Rate Saver | 06/07/2023 | 5.96% | 5.96% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 05/07/2023 | 5.87% | 5.87% | New customers |
| 3 Year Fixed Rate Saver | 05/07/2023 | 5.87% | 5.87% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 29/06/2023 | 5.89% | 5.89% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 22/06/2023 | 5.68% | 5.68% | New customers |
| 3 Year Fixed Rate Saver | 22/06/2023 | 5.68% | 5.68% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 20/06/2023 | 5.56% | 5.56% | New customers |
| 3 Year Fixed Rate Saver | 20/06/2023 | 5.56% | 5.56% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 16/06/2023 | 5.46% | 5.46% | New customers |
| 3 Year Fixed Rate Saver | 16/06/2023 | 5.46% | 5.46% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 13/06/2023 | 5.41% | 5.41% | New customers |
| 3 Year Fixed Rate Saver | 13/06/2023 | 5.41% | 5.41% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 13/06/2023 | 5.36% | 5.36% | New customers |
| 3 Year Fixed Rate Saver | 13/06/2023 | 5.36% | 5.36% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 08/06/2023 | 5.31% | 5.31% | New customers |
| 3 Year Fixed Rate Saver | 08/06/2023 | 5.31% | 5.31% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 05/06/2023 | 5.21% | 5.21% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 05/06/2023 | 5.21% | 5.21% | New customers |
| 3 Year Fixed Rate Saver | 01/06/2023 | 5.19% | 5.19% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 01/06/2023 | 5.19% | 5.19% | New customers |
| 3 Year Fixed Rate Saver | 24/05/2023 | 5.01% | 5.01% | New customers |
| 3 Year Fixed Rate Saver | 24/05/2023 | 5.01% | 5.01% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 24/05/2023 | 4.96% | 4.96% | New customers |
| 3 Year Fixed Rate Saver | 24/05/2023 | 4.96% | 4.96% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 25/04/2023 | 4.71% | 4.71% | New customers |
| 3 Year Fixed Rate Saver | 25/04/2023 | 4.71% | 4.71% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 21/04/2023 | 4.67% | 4.67% | New customers |
| 3 Year Fixed Rate Saver | 15/03/2023 | 4.51% | 4.51% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 15/03/2023 | 4.51% | 4.51% | New customers |
| 3 Year Fixed Rate Saver | 02/03/2023 | 4.46% | 4.46% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 02/03/2023 | 4.46% | 4.46% | New customers |
| 3 Year Fixed Rate Saver | 22/02/2023 | 4.41% | 4.41% | New customers |
| 3 Year Fixed Rate Saver | 20/02/2023 | 4.26% | 4.26% | New customers |
| 3 Year Fixed Rate Saver | 14/02/2023 | 4.31% | 4.31% | New customers |
| 3 Year Fixed Rate Saver | 25/01/2023 | 4.35% | 4.35% | New customers |
| 3 Year Fixed Rate Saver | 25/01/2023 | 4.35% | 4.35% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 24/01/2023 | 4.51% | 4.51% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 24/01/2023 | 4.51% | 4.51% | New customers |
| 3 Year Fixed Rate Saver | 12/01/2023 | 4.56% | 4.56% | New customers |
| 3 Year Fixed Rate Saver | 09/01/2023 | 4.51% | 4.51% | New customers |
| 3 Year Fixed Rate Saver | 06/01/2023 | 4.56% | 4.56% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 06/01/2023 | 4.56% | 4.56% | New customers |
| 3 Year Fixed Rate Saver | 03/01/2023 | 4.51% | 4.51% | New customers |
| 3 Year Fixed Rate Saver | 03/01/2023 | 4.51% | 4.51% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 15/12/2022 | 4.65% | 4.65% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 18/11/2022 | 4.81% | 4.81% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 19/10/2022 | 4.76% | 4.76% | New customers |
| 3 Year Fixed Rate Saver | 19/10/2022 | 4.76% | 4.76% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 13/10/2022 | 4.86% | 4.86% | New customers |
| 3 Year Fixed Rate Saver | 13/10/2022 | 4.86% | 4.86% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 04/10/2022 | 4.61% | 4.61% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 04/10/2022 | 4.61% | 4.61% | New customers |
| 3 Year Fixed Rate Saver | 30/09/2022 | 4.41% | 4.41% | New customers |
| 3 Year Fixed Rate Saver | 30/09/2022 | 4.41% | 4.41% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 28/09/2022 | 4.31% | 4.31% | New customers |
| 3 Year Fixed Rate Saver | 28/09/2022 | 4.31% | 4.31% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 27/09/2022 | 4.12% | 4.12% | New customers |
| 3 Year Fixed Rate Saver | 27/09/2022 | 4.12% | 4.12% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 20/09/2022 | 3.81% | 3.81% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 20/09/2022 | 3.81% | 3.81% | New customers |
| 3 Year Fixed Rate Saver | 16/09/2022 | 3.71% | 3.71% | New customers |
| 3 Year Fixed Rate Saver | 16/09/2022 | 3.71% | 3.71% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 12/09/2022 | 3.61% | 3.61% | New customers |
| 3 Year Fixed Rate Saver | 12/09/2022 | 3.61% | 3.61% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 06/09/2022 | 3.56% | 3.56% | New customers |
| 3 Year Fixed Rate Saver | 06/09/2022 | 3.56% | 3.56% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 06/09/2022 | 3.52% | 3.52% | New customers |
| 3 Year Fixed Rate Saver | 06/09/2022 | 3.52% | 3.52% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 01/09/2022 | 3.51% | 3.51% | New customers |
| 3 Year Fixed Rate Saver | 01/09/2022 | 3.51% | 3.51% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 24/06/2022 | 3.02% | 3.02% | New customers |
| 3 Year Fixed Rate Saver | 24/06/2022 | 3.02% | 3.02% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 23/06/2022 | 2.98% | 2.98% | New customers |
| 3 Year Fixed Rate Saver | 23/06/2022 | 2.98% | 2.98% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 13/06/2022 | 2.91% | 2.91% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 13/06/2022 | 2.91% | 2.91% | New customers |
| 3 Year Fixed Rate Saver | 30/05/2022 | 2.81% | 2.81% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 12/05/2022 | 2.61% | 2.61% | New customers |
| 3 Year Fixed Rate Saver | 12/05/2022 | 2.61% | 2.61% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 06/05/2022 | 2.5% | 2.5% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 19/04/2022 | 2.29% | 2.29% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 19/04/2022 | 2.29% | 2.29% | New customers |
| 3 Year Fixed Rate Saver | 05/04/2022 | 2.21% | 2.21% | New customers |
| 3 Year Fixed Rate Saver | 05/04/2022 | 2.21% | 2.21% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 25/03/2022 | 2.16% | 2.16% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 25/03/2022 | 2.16% | 2.16% | New customers |
| 3 Year Fixed Rate Saver | 15/03/2022 | 2.01% | 2.01% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 15/03/2022 | 2.01% | 2.01% | New customers |
| 3 Year Fixed Rate Saver | 11/03/2022 | 1.94% | 1.94% | New customers |
| 3 Year Fixed Rate Saver | 11/03/2022 | 1.94% | 1.94% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 04/03/2022 | 1.91% | 1.91% | New customers |
| 3 Year Fixed Rate Saver | 04/03/2022 | 1.91% | 1.91% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 05/01/2022 | 1.85% | 1.85% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 02/12/2021 | 1.87% | 1.87% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 02/12/2021 | 1.87% | 1.87% | New customers |
| 3 Year Fixed Rate Saver | 24/11/2021 | 1.83% | 1.83% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 24/11/2021 | 1.83% | 1.83% | New customers |
| 3 Year Fixed Rate Saver | 27/10/2021 | 1.82% | 1.82% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 27/10/2021 | 1.82% | 1.82% | New customers |
| 3 Year Fixed Rate Saver | 18/10/2021 | 1.75% | 1.75% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 23/08/2021 | 1.66% | 1.66% | New customers |
| 3 Year Fixed Rate Saver | 23/08/2021 | 1.66% | 1.66% | New customers |
| 3 Year Fixed Rate Saver | 23/08/2021 | 1.66% | 1.66% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 20/08/2021 | 1.56% | 1.56% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 19/08/2021 | 1.54% | 1.54% | New customers |
| 3 Year Fixed Rate Saver | 19/08/2021 | 1.54% | 1.54% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 09/06/2021 | 1.21% | 1.21% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 03/06/2021 | 1.11% | 1.11% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 24/05/2021 | 1.0% | 1.0% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 20/05/2021 | 0.95% | 0.95% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 26/04/2021 | 0.9% | 0.9% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 11/03/2021 | 0.8% | 0.8% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 08/03/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 22/02/2021 | 0.9% | 0.9% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 29/01/2021 | 0.95% | 0.95% | New customers |
| 3 Year Fixed Rate Saver | 29/01/2021 | 0.95% | 0.95% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 25/01/2021 | 0.9% | 0.9% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 25/01/2021 | 0.9% | 0.9% | New customers |
| 3 Year Fixed Rate Saver | 10/12/2020 | 1.01% | 1.01% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 02/12/2020 | 1.2% | 1.2% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 02/12/2020 | 1.14% | 1.14% | New customers |
| 3 Year Fixed Rate Saver | 28/09/2020 | 1.41% | 1.41% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 28/09/2020 | 1.41% | 1.41% | New customers |
| 3 Year Fixed Rate Saver | 23/09/2020 | 1.46% | 1.46% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 23/09/2020 | 1.46% | 1.46% | New customers |
| 3 Year Fixed Rate Saver | 15/09/2020 | 1.33% | 1.33% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 15/09/2020 | 1.33% | 1.33% | New customers |
| 3 Year Fixed Rate Saver | 28/08/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 21/08/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 13/08/2020 | 1.15% | 1.15% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 23/07/2020 | 1.1% | 1.1% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 22/06/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 05/06/2020 | 1.21% | 1.21% | New customers |
| 3 Year Fixed Rate Saver | 05/06/2020 | 1.41% | 1.41% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 03/06/2020 | 1.5% | 1.5% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 03/06/2020 | 1.35% | 1.35% | New customers |
| 3 Year Fixed Rate Saver | 21/05/2020 | 1.4% | 1.4% | New customers |
| 3 Year Fixed Rate Saver | 21/05/2020 | 1.65% | 1.65% | Existing SmartSave customers*** |
| 3 Year Fixed Rate Saver | 20/05/2020 | 1.45% | 1.45% | New customers |
| 3 Year Fixed Rate Saver | 14/05/2020 | 1.6% | 1.6% | New customers |
| 3 Year Fixed Rate Saver | 14/05/2020 | 1.75% | 1.75% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
4 Year Fixed Rate Saver
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 4 Year Fixed Rate Saver | 16/03/2023 | 4.41% | 4.41% | New customers |
| 4 Year Fixed Rate Saver | 16/03/2023 | 4.41% | 4.41% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 15/03/2023 | 4.39% | 4.39% | New customers |
| 4 Year Fixed Rate Saver | 15/03/2023 | 4.39% | 4.39% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 28/02/2023 | 4.45% | 4.45% | New customers |
| 4 Year Fixed Rate Saver | 20/01/2023 | 4.3% | 4.3% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 15/12/2022 | 4.5% | 4.5% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 18/11/2022 | 4.81% | 4.81% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 13/10/2022 | 4.76% | 4.76% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 13/10/2022 | 4.76% | 4.76% | New customers |
| 4 Year Fixed Rate Saver | 04/10/2022 | 4.58% | 4.58% | New customers |
| 4 Year Fixed Rate Saver | 04/10/2022 | 4.58% | 4.58% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 20/08/2021 | 1.61% | 1.61% | New customers |
| 4 Year Fixed Rate Saver | 20/08/2021 | 1.61% | 1.61% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 19/08/2021 | 1.57% | 1.57% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 19/08/2021 | 1.57% | 1.57% | New customers |
| 4 Year Fixed Rate Saver | 09/06/2021 | 1.3% | 1.3% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 03/06/2021 | 1.15% | 1.15% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 24/05/2021 | 1.05% | 1.05% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 20/05/2021 | 1.0% | 1.0% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 26/04/2021 | 0.91% | 0.91% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 11/03/2021 | 0.85% | 0.85% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 22/02/2021 | 0.95% | 0.95% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 25/01/2021 | 1.0% | 1.0% | New customers |
| 4 Year Fixed Rate Saver | 25/01/2021 | 1.0% | 1.0% | Existing SmartSave customers*** |
| 4 Year Fixed Rate Saver | 10/12/2020 | 1.1% | 1.1% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
5 Year Fixed Rate Saver
| Account | Date issued | AER%* | Gross%** | Eligibility |
|---|---|---|---|---|
| 5 Year Fixed Rate Saver | 28/11/2023 | 4.82% | 4.82% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 05/07/2023 | 5.71% | 5.71% | New customers |
| 5 Year Fixed Rate Saver | 05/07/2023 | 5.71% | 5.71% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 20/06/2023 | 5.56% | 5.56% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 26/05/2023 | 5.01% | 5.01% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 26/05/2023 | 5.01% | 5.01% | New customers |
| 5 Year Fixed Rate Saver | 28/02/2023 | 4.51% | 4.51% | New customers |
| 5 Year Fixed Rate Saver | 24/01/2023 | 4.3% | 4.3% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 20/01/2023 | 4.4% | 4.4% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 03/01/2023 | 4.6% | 4.6% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 15/12/2022 | 4.65% | 4.65% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 13/10/2022 | 5.01% | 5.01% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 13/10/2022 | 5.01% | 5.01% | New customers |
| 5 Year Fixed Rate Saver | 07/10/2022 | 4.61% | 4.61% | New customers |
| 5 Year Fixed Rate Saver | 07/10/2022 | 4.61% | 4.61% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 04/10/2022 | 4.56% | 4.56% | New customers |
| 5 Year Fixed Rate Saver | 04/10/2022 | 4.56% | 4.56% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 30/09/2022 | 4.51% | 4.51% | New customers |
| 5 Year Fixed Rate Saver | 30/09/2022 | 4.51% | 4.51% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 28/09/2022 | 4.41% | 4.41% | New customers |
| 5 Year Fixed Rate Saver | 28/09/2022 | 4.41% | 4.41% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 26/09/2022 | 4.16% | 4.16% | New customers |
| 5 Year Fixed Rate Saver | 26/09/2022 | 4.16% | 4.16% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 23/09/2022 | 3.81% | 3.81% | New customers |
| 5 Year Fixed Rate Saver | 23/09/2022 | 3.81% | 3.81% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 16/09/2022 | 3.71% | 3.71% | New customers |
| 5 Year Fixed Rate Saver | 16/09/2022 | 3.71% | 3.71% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 31/08/2022 | 3.61% | 3.61% | New customers |
| 5 Year Fixed Rate Saver | 31/08/2022 | 3.61% | 3.61% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 27/10/2021 | 2.01% | 2.01% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 27/10/2021 | 2.01% | 2.01% | New customers |
| 5 Year Fixed Rate Saver | 18/10/2021 | 1.85% | 1.85% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 19/08/2021 | 1.72% | 1.72% | New customers |
| 5 Year Fixed Rate Saver | 19/08/2021 | 1.72% | 1.72% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 09/06/2021 | 1.55% | 1.55% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 03/06/2021 | 1.45% | 1.45% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 20/05/2021 | 1.27% | 1.27% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 26/04/2021 | 1.26% | 1.26% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 11/03/2021 | 1.1% | 1.1% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 22/02/2021 | 1.25% | 1.25% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 29/01/2021 | 1.3% | 1.3% | New customers |
| 5 Year Fixed Rate Saver | 29/01/2021 | 1.3% | 1.3% | Existing SmartSave customers*** |
| 5 Year Fixed Rate Saver | 25/01/2021 | 1.25% | 1.25% | New customers |
| 5 Year Fixed Rate Saver | 10/12/2020 | 1.25% | 1.25% | Existing SmartSave customers*** |
* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.
