Historical interest rates

Unlike other banks, we save our very best rates for existing SmartSave customers.

Current interest rates

All of our products are fixed term and have a £10,000 minimum deposit and a £85,000 maximum deposit.

AccountDate issuedAER%*Gross%**Eligibility
1 Year Fixed Rate Saver27/11/20235.66%5.66%Existing SmartSave customers***
1 Year Fixed Rate Saver27/11/20235.66%5.66%New customers
5 Year Fixed Rate Saver28/11/20234.82%4.82%New customers

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate is currently available to customers who reinvest some or all of their savings balance once they’re able to choose an end of term option before their maturity date.

Historical interest rates

1 Year Fixed Rate Saver

AccountDate issuedAER%*Gross%**Eligibility
1 Year Fixed Rate Saver22/11/20235.71%5.71%New customers
1 Year Fixed Rate Saver22/11/20235.71%5.71%Existing SmartSave customers***
1 Year Fixed Rate Saver17/11/20235.76%5.76%New customers
1 Year Fixed Rate Saver26/10/20235.81%5.81%New customers
1 Year Fixed Rate Saver26/10/20235.86%5.86%Existing SmartSave customers***
1 Year Fixed Rate Saver20/10/20235.87%5.87%New customers
1 Year Fixed Rate Saver12/10/20235.94%5.94%Existing SmartSave customers***
1 Year Fixed Rate Saver12/10/20235.94%5.94%New customers
1 Year Fixed Rate Saver09/10/20235.99%5.99%New customers
1 Year Fixed Rate Saver09/10/20235.99%5.99%Existing SmartSave customers***
1 Year Fixed Rate Saver09/10/20236.06%6.06%New customers
1 Year Fixed Rate Saver09/10/20236.06%6.06%Existing SmartSave customers***
1 Year Fixed Rate Saver06/10/20236.11%6.11%Existing SmartSave customers***
1 Year Fixed Rate Saver06/10/20236.11%6.11%New customers
1 Year Fixed Rate Saver28/09/20235.96%5.96%New customers
1 Year Fixed Rate Saver14/09/20236.2%6.2%Existing SmartSave customers***
1 Year Fixed Rate Saver13/09/20236.06%6.06%Existing SmartSave customers***
1 Year Fixed Rate Saver13/09/20236.06%6.06%New customers
1 Year Fixed Rate Saver30/08/20236.2%6.2%Existing SmartSave customers***
1 Year Fixed Rate Saver30/08/20236.01%6.01%New customers
1 Year Fixed Rate Saver24/08/20236.0%6.0%Existing SmartSave customers***
1 Year Fixed Rate Saver24/08/20235.97%5.97%New customers
1 Year Fixed Rate Saver15/08/20236.01%6.01%New customers
1 Year Fixed Rate Saver10/08/20236.03%6.03%New customers
1 Year Fixed Rate Saver04/08/20236.06%6.06%New customers
1 Year Fixed Rate Saver02/08/20236.03%6.03%New customers
1 Year Fixed Rate Saver27/07/20236.01%6.01%New customers
1 Year Fixed Rate Saver17/07/20236.06%6.06%Existing SmartSave customers***
1 Year Fixed Rate Saver17/07/20236.06%6.06%New customers
1 Year Fixed Rate Saver11/07/20236.01%6.01%Existing SmartSave customers***
1 Year Fixed Rate Saver11/07/20236.01%6.01%New customers
1 Year Fixed Rate Saver10/07/20236.03%6.03%New customers
1 Year Fixed Rate Saver07/07/20236.05%6.05%Existing SmartSave customers***
1 Year Fixed Rate Saver07/07/20236.05%6.05%New customers
1 Year Fixed Rate Saver05/07/20236.01%6.01%Existing SmartSave customers***
1 Year Fixed Rate Saver05/07/20236.01%6.01%New customers
1 Year Fixed Rate Saver04/07/20235.94%5.94%Existing SmartSave customers***
1 Year Fixed Rate Saver04/07/20235.94%5.94%New customers
1 Year Fixed Rate Saver30/06/20235.93%5.93%New customers
1 Year Fixed Rate Saver30/06/20235.93%5.93%Existing SmartSave customers***
1 Year Fixed Rate Saver27/06/20235.86%5.86%New customers
1 Year Fixed Rate Saver27/06/20235.86%5.86%Existing SmartSave customers***
1 Year Fixed Rate Saver26/06/20235.79%5.79%Existing SmartSave customers***
1 Year Fixed Rate Saver26/06/20235.79%5.79%New customers
1 Year Fixed Rate Saver26/06/20235.77%5.77%New customers
1 Year Fixed Rate Saver26/06/20235.77%5.77%Existing SmartSave customers***
1 Year Fixed Rate Saver23/06/20235.73%5.73%New customers
1 Year Fixed Rate Saver23/06/20235.76%5.76%Existing SmartSave customers***
1 Year Fixed Rate Saver23/06/20235.76%5.76%New customers
1 Year Fixed Rate Saver22/06/20235.71%5.71%Existing SmartSave customers***
1 Year Fixed Rate Saver22/06/20235.71%5.71%New customers
1 Year Fixed Rate Saver21/06/20235.57%5.57%New customers
1 Year Fixed Rate Saver21/06/20235.57%5.57%Existing SmartSave customers***
1 Year Fixed Rate Saver20/06/20235.56%5.56%Existing SmartSave customers***
1 Year Fixed Rate Saver20/06/20235.56%5.56%New customers
1 Year Fixed Rate Saver16/06/20235.52%5.52%New customers
1 Year Fixed Rate Saver16/06/20235.52%5.52%Existing SmartSave customers***
1 Year Fixed Rate Saver14/06/20235.43%5.43%New customers
1 Year Fixed Rate Saver14/06/20235.43%5.43%Existing SmartSave customers***
1 Year Fixed Rate Saver14/06/20235.41%5.41%New customers
1 Year Fixed Rate Saver14/06/20235.41%5.41%Existing SmartSave customers***
1 Year Fixed Rate Saver13/06/20235.38%5.38%Existing SmartSave customers***
1 Year Fixed Rate Saver13/06/20235.38%5.38%New customers
1 Year Fixed Rate Saver13/06/20235.36%5.36%New customers
1 Year Fixed Rate Saver13/06/20235.36%5.36%Existing SmartSave customers***
1 Year Fixed Rate Saver09/06/20235.31%5.31%New customers
1 Year Fixed Rate Saver09/06/20235.31%5.31%Existing SmartSave customers***
1 Year Fixed Rate Saver05/06/20235.26%5.26%Existing SmartSave customers***
1 Year Fixed Rate Saver05/06/20235.26%5.26%New customers
1 Year Fixed Rate Saver01/06/20235.16%5.16%Existing SmartSave customers***
1 Year Fixed Rate Saver01/06/20235.16%5.16%New customers
1 Year Fixed Rate Saver26/05/20235.07%5.07%Existing SmartSave customers***
1 Year Fixed Rate Saver26/05/20235.07%5.07%New customers
1 Year Fixed Rate Saver25/05/20235.02%5.02%New customers
1 Year Fixed Rate Saver25/05/20235.02%5.02%Existing SmartSave customers***
1 Year Fixed Rate Saver24/05/20235.01%5.01%New customers
1 Year Fixed Rate Saver24/05/20235.01%5.01%Existing SmartSave customers***
1 Year Fixed Rate Saver23/05/20235.0%5.0%Existing SmartSave customers***
1 Year Fixed Rate Saver23/05/20235.0%5.0%New customers
1 Year Fixed Rate Saver15/05/20234.92%4.92%Existing SmartSave customers***
1 Year Fixed Rate Saver15/05/20234.92%4.92%New customers
1 Year Fixed Rate Saver05/05/20234.87%4.87%Existing SmartSave customers***
1 Year Fixed Rate Saver05/05/20234.87%4.87%New customers
1 Year Fixed Rate Saver28/04/20234.82%4.82%New customers
1 Year Fixed Rate Saver28/04/20234.82%4.82%Existing SmartSave customers***
1 Year Fixed Rate Saver27/04/20234.74%4.74%Existing SmartSave customers***
1 Year Fixed Rate Saver27/04/20234.74%4.74%New customers
1 Year Fixed Rate Saver25/04/20234.71%4.71%Existing SmartSave customers***
1 Year Fixed Rate Saver25/04/20234.71%4.71%New customers
1 Year Fixed Rate Saver21/04/20234.66%4.66%Existing SmartSave customers***
1 Year Fixed Rate Saver21/04/20234.66%4.66%New customers
1 Year Fixed Rate Saver17/04/20234.55%4.55%Existing SmartSave customers***
1 Year Fixed Rate Saver17/04/20234.55%4.55%New customers
1 Year Fixed Rate Saver14/04/20234.53%4.53%Existing SmartSave customers***
1 Year Fixed Rate Saver14/04/20234.53%4.53%New customers
1 Year Fixed Rate Saver06/04/20234.52%4.52%Existing SmartSave customers***
1 Year Fixed Rate Saver06/04/20234.52%4.52%New customers
1 Year Fixed Rate Saver31/03/20234.51%4.51%New customers
1 Year Fixed Rate Saver31/03/20234.51%4.51%Existing SmartSave customers***
1 Year Fixed Rate Saver28/03/20234.48%4.48%Existing SmartSave customers***
1 Year Fixed Rate Saver28/03/20234.48%4.48%New customers
1 Year Fixed Rate Saver27/03/20234.46%4.46%Existing SmartSave customers***
1 Year Fixed Rate Saver27/03/20234.46%4.46%New customers
1 Year Fixed Rate Saver24/03/20234.44%4.44%Existing SmartSave customers***
1 Year Fixed Rate Saver24/03/20234.44%4.44%New customers
1 Year Fixed Rate Saver22/03/20234.43%4.43%New customers
1 Year Fixed Rate Saver22/03/20234.43%4.43%Existing SmartSave customers***
1 Year Fixed Rate Saver16/03/20234.34%4.34%New customers
1 Year Fixed Rate Saver16/03/20234.34%4.34%Existing SmartSave customers***
1 Year Fixed Rate Saver09/03/20234.33%4.33%Existing SmartSave customers***
1 Year Fixed Rate Saver09/03/20234.33%4.33%New customers
1 Year Fixed Rate Saver06/03/20234.31%4.31%New customers
1 Year Fixed Rate Saver02/03/20234.31%4.31%New customers
1 Year Fixed Rate Saver02/03/20234.31%4.31%Existing SmartSave customers***
1 Year Fixed Rate Saver22/02/20234.26%4.26%Existing SmartSave customers***
1 Year Fixed Rate Saver22/02/20234.26%4.26%New customers
1 Year Fixed Rate Saver15/02/20234.21%4.21%New customers
1 Year Fixed Rate Saver15/02/20234.21%4.21%Existing SmartSave customers***
1 Year Fixed Rate Saver03/02/20234.17%4.17%Existing SmartSave customers***
1 Year Fixed Rate Saver03/02/20234.17%4.17%New customers
1 Year Fixed Rate Saver31/01/20234.16%4.16%New customers
1 Year Fixed Rate Saver31/01/20234.16%4.16%Existing SmartSave customers***
1 Year Fixed Rate Saver25/01/20234.21%4.21%New customers
1 Year Fixed Rate Saver23/01/20234.16%4.16%New customers
1 Year Fixed Rate Saver12/01/20234.26%4.26%New customers
1 Year Fixed Rate Saver03/01/20234.26%4.26%New customers
1 Year Fixed Rate Saver16/12/20224.26%4.26%Existing SmartSave customers***
1 Year Fixed Rate Saver16/12/20224.26%4.26%New customers
1 Year Fixed Rate Saver15/12/20224.31%4.31%Existing SmartSave customers***
1 Year Fixed Rate Saver13/12/20224.32%4.32%New customers
1 Year Fixed Rate Saver05/12/20224.32%4.32%New customers
1 Year Fixed Rate Saver05/12/20224.32%4.32%Existing SmartSave customers***
1 Year Fixed Rate Saver24/11/20224.37%4.37%Existing SmartSave customers***
1 Year Fixed Rate Saver24/11/20224.37%4.37%New customers
1 Year Fixed Rate Saver21/11/20224.36%4.36%New customers
1 Year Fixed Rate Saver21/11/20224.36%4.36%Existing SmartSave customers***
1 Year Fixed Rate Saver15/11/20224.46%4.46%New customers
1 Year Fixed Rate Saver14/10/20224.46%4.46%Existing SmartSave customers***
1 Year Fixed Rate Saver13/10/20224.4%4.4%Existing SmartSave customers***
1 Year Fixed Rate Saver10/10/20224.31%4.31%Existing SmartSave customers***
1 Year Fixed Rate Saver04/10/20224.2%4.2%Existing SmartSave customers***
1 Year Fixed Rate Saver27/09/20223.9%3.9%Existing SmartSave customers***
1 Year Fixed Rate Saver20/09/20223.47%3.47%Existing SmartSave customers***
1 Year Fixed Rate Saver12/09/20223.33%3.33%Existing SmartSave customers***
1 Year Fixed Rate Saver06/09/20223.3%3.3%Existing SmartSave customers***
1 Year Fixed Rate Saver24/08/20223.21%3.21%New customers
1 Year Fixed Rate Saver24/08/20223.21%3.21%Existing SmartSave customers***
1 Year Fixed Rate Saver17/08/20222.97%2.97%New customers
1 Year Fixed Rate Saver17/08/20222.97%2.97%Existing SmartSave customers***
1 Year Fixed Rate Saver15/08/20222.9%2.9%Existing SmartSave customers***
1 Year Fixed Rate Saver01/08/20222.8%2.8%Existing SmartSave customers***
1 Year Fixed Rate Saver14/07/20222.73%2.73%New customers
1 Year Fixed Rate Saver14/07/20222.73%2.73%Existing SmartSave customers***
1 Year Fixed Rate Saver04/07/20222.66%2.66%New customers
1 Year Fixed Rate Saver04/07/20222.66%2.66%Existing SmartSave customers***
1 Year Fixed Rate Saver21/06/20222.6%2.6%Existing SmartSave customers***
1 Year Fixed Rate Saver30/05/20222.38%2.38%Existing SmartSave customers***
1 Year Fixed Rate Saver06/05/20222.1%2.1%Existing SmartSave customers***
1 Year Fixed Rate Saver11/03/20221.55%1.55%Existing SmartSave customers***
1 Year Fixed Rate Saver16/02/20221.45%1.45%Existing SmartSave customers***
1 Year Fixed Rate Saver05/01/20221.36%1.36%Existing SmartSave customers***
1 Year Fixed Rate Saver07/12/20211.4%1.4%Existing SmartSave customers***
1 Year Fixed Rate Saver07/12/20211.4%1.4%New customers
1 Year Fixed Rate Saver06/12/20211.38%1.38%New customers
1 Year Fixed Rate Saver06/12/20211.38%1.38%Existing SmartSave customers***
1 Year Fixed Rate Saver08/11/20211.34%1.34%New customers
1 Year Fixed Rate Saver25/10/20211.34%1.34%New customers
1 Year Fixed Rate Saver25/10/20211.34%1.34%Existing SmartSave customers***
1 Year Fixed Rate Saver18/10/20211.31%1.31%New customers
1 Year Fixed Rate Saver18/10/20211.31%1.31%Existing SmartSave customers***
1 Year Fixed Rate Saver27/08/20211.34%1.34%New customers
1 Year Fixed Rate Saver27/08/20211.34%1.34%Existing SmartSave customers***
1 Year Fixed Rate Saver25/08/20211.41%1.41%Existing SmartSave customers***
1 Year Fixed Rate Saver25/08/20211.41%1.41%New customers
1 Year Fixed Rate Saver25/08/20211.39%1.39%New customers
1 Year Fixed Rate Saver25/08/20211.39%1.39%Existing SmartSave customers***
1 Year Fixed Rate Saver23/08/20211.36%1.36%New customers
1 Year Fixed Rate Saver23/08/20211.36%1.36%Existing SmartSave customers***
1 Year Fixed Rate Saver19/08/20211.23%1.23%Existing SmartSave customers***
1 Year Fixed Rate Saver21/06/20211.01%1.01%Existing SmartSave customers***
1 Year Fixed Rate Saver21/06/20211.01%1.01%New customers
1 Year Fixed Rate Saver09/06/20211.0%1.0%Existing SmartSave customers***
1 Year Fixed Rate Saver03/06/20210.85%0.85%Existing SmartSave customers***
1 Year Fixed Rate Saver25/05/20210.86%0.86%New customers
1 Year Fixed Rate Saver25/05/20210.86%0.86%Existing SmartSave customers***
1 Year Fixed Rate Saver20/05/20210.75%0.75%Existing SmartSave customers***
1 Year Fixed Rate Saver26/04/20210.55%0.55%Existing SmartSave customers***
1 Year Fixed Rate Saver11/03/20210.45%0.45%Existing SmartSave customers***
1 Year Fixed Rate Saver08/03/20210.5%0.5%Existing SmartSave customers***
1 Year Fixed Rate Saver26/02/20210.58%0.58%Existing SmartSave customers***
1 Year Fixed Rate Saver22/02/20210.62%0.62%Existing SmartSave customers***
1 Year Fixed Rate Saver29/01/20210.7%0.7%New customers
1 Year Fixed Rate Saver29/01/20210.7%0.7%Existing SmartSave customers***
1 Year Fixed Rate Saver27/01/20210.67%0.67%New customers
1 Year Fixed Rate Saver27/01/20210.67%0.67%Existing SmartSave customers***
1 Year Fixed Rate Saver07/01/20210.55%0.55%Existing SmartSave customers***
1 Year Fixed Rate Saver10/12/20200.65%0.65%Existing SmartSave customers***
1 Year Fixed Rate Saver02/12/20200.75%0.75%Existing SmartSave customers***
1 Year Fixed Rate Saver28/09/20201.2%1.2%New customers
1 Year Fixed Rate Saver28/09/20201.2%1.2%Existing SmartSave customers***
1 Year Fixed Rate Saver23/09/20201.29%1.29%Existing SmartSave customers***
1 Year Fixed Rate Saver23/09/20201.29%1.29%New customers
1 Year Fixed Rate Saver15/09/20201.2%1.2%Existing SmartSave customers***
1 Year Fixed Rate Saver15/09/20201.2%1.2%New customers
1 Year Fixed Rate Saver21/08/20201.1%1.1%Existing SmartSave customers***
1 Year Fixed Rate Saver13/08/20200.9%0.9%Existing SmartSave customers***
1 Year Fixed Rate Saver23/07/20200.8%0.8%Existing SmartSave customers***
1 Year Fixed Rate Saver22/06/20200.97%0.97%Existing SmartSave customers***
1 Year Fixed Rate Saver05/06/20201.01%1.01%New customers
1 Year Fixed Rate Saver05/06/20201.21%1.21%Existing SmartSave customers***
1 Year Fixed Rate Saver03/06/20201.09%1.09%New customers
1 Year Fixed Rate Saver03/06/20201.25%1.25%Existing SmartSave customers***
1 Year Fixed Rate Saver29/05/20201.19%1.19%New customers
1 Year Fixed Rate Saver21/05/20201.43%1.43%Existing SmartSave customers***
1 Year Fixed Rate Saver20/05/20201.25%1.25%New customers
1 Year Fixed Rate Saver14/05/20201.35%1.35%New customers
1 Year Fixed Rate Saver14/05/20201.53%1.53%Existing SmartSave customers***
1 Year Fixed Rate Saver27/03/20201.4%1.4%New customers
1 Year Fixed Rate Saver20/03/20201.52%1.52%New customers
1 Year Fixed Rate Saver19/03/20201.6%1.6%Existing SmartSave customers***
1 Year Fixed Rate Saver11/03/20201.56%1.56%New customers
1 Year Fixed Rate Saver12/02/20201.45%1.45%New customers
1 Year Fixed Rate Saver12/02/20201.65%1.65%Existing SmartSave customers***
1 Year Fixed Rate Saver10/02/20201.45%1.45%New customers
1 Year Fixed Rate Saver30/01/20201.5%1.5%New customers
1 Year Fixed Rate Saver24/01/20201.55%1.55%New customers
1 Year Fixed Rate Saver22/01/20201.63%1.63%New customers
1 Year Fixed Rate Saver10/01/20201.66%1.66%New customers
1 Year Fixed Rate Saver09/01/20201.62%1.62%New customers
1 Year Fixed Rate Saver20/12/20191.49%1.49%New customers
1 Year Fixed Rate Saver12/12/20191.56%1.56%New customers
1 Year Fixed Rate Saver06/12/20191.65%1.65%New customers
1 Year Fixed Rate Saver20/09/20191.71%1.71%New customers
1 Year Fixed Rate Saver16/09/20191.8%1.8%New customers
1 Year Fixed Rate Saver05/09/20191.85%1.85%New customers
1 Year Fixed Rate Saver04/09/20191.87%1.87%New customers
1 Year Fixed Rate Saver30/08/20191.92%1.92%New customers
1 Year Fixed Rate Saver08/07/20191.95%1.95%New customers
1 Year Fixed Rate Saver24/06/20192.01%2.01%New customers
1 Year Fixed Rate Saver14/06/20191.95%1.95%New customers
1 Year Fixed Rate Saver30/05/20192.03%2.03%New customers
1 Year Fixed Rate Saver16/01/20192.0%2.0%New customers

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.

2 Year Fixed Rate Saver

AccountDate issuedAER%*Gross%**Eligibility
2 Year Fixed Rate Saver01/09/20236.01%6.01%New customers
2 Year Fixed Rate Saver01/09/20236.01%6.01%Existing SmartSave customers***
2 Year Fixed Rate Saver24/08/20235.81%5.81%Existing SmartSave customers***
2 Year Fixed Rate Saver12/07/20236.06%6.06%Existing SmartSave customers***
2 Year Fixed Rate Saver12/07/20236.06%6.06%New customers
2 Year Fixed Rate Saver07/07/20236.01%6.01%New customers
2 Year Fixed Rate Saver07/07/20236.01%6.01%Existing SmartSave customers***
2 Year Fixed Rate Saver06/07/20235.96%5.96%Existing SmartSave customers***
2 Year Fixed Rate Saver06/07/20235.96%5.96%New customers
2 Year Fixed Rate Saver04/07/20235.93%5.93%New customers
2 Year Fixed Rate Saver30/06/20235.95%5.95%Existing SmartSave customers***
2 Year Fixed Rate Saver30/06/20235.95%5.95%New customers
2 Year Fixed Rate Saver27/06/20235.86%5.86%New customers
2 Year Fixed Rate Saver27/06/20235.86%5.86%Existing SmartSave customers***
2 Year Fixed Rate Saver26/06/20235.79%5.79%Existing SmartSave customers***
2 Year Fixed Rate Saver26/06/20235.79%5.79%New customers
2 Year Fixed Rate Saver23/06/20235.76%5.76%Existing SmartSave customers***
2 Year Fixed Rate Saver23/06/20235.76%5.76%New customers
2 Year Fixed Rate Saver23/06/20235.71%5.71%New customers
2 Year Fixed Rate Saver23/06/20235.71%5.71%Existing SmartSave customers***
2 Year Fixed Rate Saver22/06/20235.61%5.61%New customers
2 Year Fixed Rate Saver22/06/20235.61%5.61%Existing SmartSave customers***
2 Year Fixed Rate Saver20/06/20235.56%5.56%New customers
2 Year Fixed Rate Saver20/06/20235.56%5.56%Existing SmartSave customers***
2 Year Fixed Rate Saver16/06/20235.43%5.43%New customers
2 Year Fixed Rate Saver16/06/20235.43%5.43%Existing SmartSave customers***
2 Year Fixed Rate Saver16/06/20235.52%5.52%Existing SmartSave customers***
2 Year Fixed Rate Saver16/06/20235.52%5.52%New customers
2 Year Fixed Rate Saver14/06/20235.41%5.41%New customers
2 Year Fixed Rate Saver14/06/20235.41%5.41%Existing SmartSave customers***
2 Year Fixed Rate Saver14/06/20235.39%5.39%New customers
2 Year Fixed Rate Saver14/06/20235.39%5.39%Existing SmartSave customers***
2 Year Fixed Rate Saver13/06/20235.36%5.36%New customers
2 Year Fixed Rate Saver13/06/20235.36%5.36%Existing SmartSave customers***
2 Year Fixed Rate Saver08/06/20235.31%5.31%Existing SmartSave customers***
2 Year Fixed Rate Saver08/06/20235.31%5.31%New customers
2 Year Fixed Rate Saver05/06/20235.26%5.26%New customers
2 Year Fixed Rate Saver05/06/20235.26%5.26%Existing SmartSave customers***
2 Year Fixed Rate Saver01/06/20235.21%5.21%Existing SmartSave customers***
2 Year Fixed Rate Saver01/06/20235.21%5.21%New customers
2 Year Fixed Rate Saver30/05/20235.16%5.16%New customers
2 Year Fixed Rate Saver30/05/20235.16%5.16%Existing SmartSave customers***
2 Year Fixed Rate Saver30/05/20235.16%5.16%New customers
2 Year Fixed Rate Saver30/05/20235.16%5.16%Existing SmartSave customers***
2 Year Fixed Rate Saver26/05/20235.06%5.06%New customers
2 Year Fixed Rate Saver26/05/20235.06%5.06%Existing SmartSave customers***
2 Year Fixed Rate Saver25/05/20235.02%5.02%New customers
2 Year Fixed Rate Saver25/05/20235.02%5.02%Existing SmartSave customers***
2 Year Fixed Rate Saver24/05/20235.01%5.01%New customers
2 Year Fixed Rate Saver24/05/20235.01%5.01%Existing SmartSave customers***
2 Year Fixed Rate Saver23/05/20234.97%4.97%Existing SmartSave customers***
2 Year Fixed Rate Saver23/05/20234.97%4.97%New customers
2 Year Fixed Rate Saver27/04/20234.72%4.72%Existing SmartSave customers***
2 Year Fixed Rate Saver27/04/20234.72%4.72%New customers
2 Year Fixed Rate Saver21/04/20234.71%4.71%Existing SmartSave customers***
2 Year Fixed Rate Saver21/04/20234.71%4.71%New customers
2 Year Fixed Rate Saver17/04/20234.61%4.61%Existing SmartSave customers***
2 Year Fixed Rate Saver17/04/20234.61%4.61%New customers
2 Year Fixed Rate Saver13/04/20234.58%4.58%Existing SmartSave customers***
2 Year Fixed Rate Saver13/04/20234.58%4.58%New customers
2 Year Fixed Rate Saver06/04/20234.56%4.56%New customers
2 Year Fixed Rate Saver06/04/20234.56%4.56%Existing SmartSave customers***
2 Year Fixed Rate Saver31/03/20234.54%4.54%New customers
2 Year Fixed Rate Saver31/03/20234.54%4.54%Existing SmartSave customers***
2 Year Fixed Rate Saver28/03/20234.52%4.52%Existing SmartSave customers***
2 Year Fixed Rate Saver28/03/20234.52%4.52%New customers
2 Year Fixed Rate Saver27/03/20234.51%4.51%New customers
2 Year Fixed Rate Saver27/03/20234.51%4.51%Existing SmartSave customers***
2 Year Fixed Rate Saver02/03/20234.46%4.46%New customers
2 Year Fixed Rate Saver02/03/20234.46%4.46%Existing SmartSave customers***
2 Year Fixed Rate Saver01/03/20234.41%4.41%Existing SmartSave customers***
2 Year Fixed Rate Saver01/03/20234.41%4.41%New customers
2 Year Fixed Rate Saver22/02/20234.36%4.36%Existing SmartSave customers***
2 Year Fixed Rate Saver22/02/20234.36%4.36%New customers
2 Year Fixed Rate Saver20/02/20234.21%4.21%Existing SmartSave customers***
2 Year Fixed Rate Saver20/02/20234.21%4.21%New customers
2 Year Fixed Rate Saver10/02/20234.26%4.26%Existing SmartSave customers***
2 Year Fixed Rate Saver10/02/20234.26%4.26%New customers
2 Year Fixed Rate Saver03/02/20234.17%4.17%Existing SmartSave customers***
2 Year Fixed Rate Saver18/01/20234.36%4.36%New customers
2 Year Fixed Rate Saver18/01/20234.4%4.4%Existing SmartSave customers***
2 Year Fixed Rate Saver09/01/20234.41%4.41%New customers
2 Year Fixed Rate Saver09/01/20234.41%4.41%New customers
2 Year Fixed Rate Saver06/01/20234.52%4.52%New customers
2 Year Fixed Rate Saver03/01/20234.54%4.54%New customers
2 Year Fixed Rate Saver15/12/20224.55%4.55%Existing SmartSave customers***
2 Year Fixed Rate Saver18/11/20224.81%4.81%New customers
2 Year Fixed Rate Saver18/11/20224.81%4.81%Existing SmartSave customers***
2 Year Fixed Rate Saver14/10/20224.76%4.76%New customers
2 Year Fixed Rate Saver14/10/20224.76%4.76%Existing SmartSave customers***
2 Year Fixed Rate Saver13/10/20224.71%4.71%New customers
2 Year Fixed Rate Saver13/10/20224.71%4.71%Existing SmartSave customers***
2 Year Fixed Rate Saver07/10/20224.62%4.62%Existing SmartSave customers***
2 Year Fixed Rate Saver07/10/20224.62%4.62%New customers
2 Year Fixed Rate Saver04/10/20224.56%4.56%Existing SmartSave customers***
2 Year Fixed Rate Saver04/10/20224.56%4.56%New customers
2 Year Fixed Rate Saver30/09/20224.41%4.41%New customers
2 Year Fixed Rate Saver30/09/20224.41%4.41%Existing SmartSave customers***
2 Year Fixed Rate Saver28/09/20224.33%4.33%New customers
2 Year Fixed Rate Saver28/09/20224.33%4.33%Existing SmartSave customers***
2 Year Fixed Rate Saver27/09/20224.3%4.3%Existing SmartSave customers***
2 Year Fixed Rate Saver27/09/20224.3%4.3%New customers
2 Year Fixed Rate Saver26/09/20224.02%4.02%Existing SmartSave customers***
2 Year Fixed Rate Saver26/09/20224.02%4.02%New customers
2 Year Fixed Rate Saver23/09/20224.01%4.01%New customers
2 Year Fixed Rate Saver23/09/20224.01%4.01%Existing SmartSave customers***
2 Year Fixed Rate Saver20/09/20223.72%3.72%Existing SmartSave customers***
2 Year Fixed Rate Saver20/09/20223.72%3.72%New customers
2 Year Fixed Rate Saver16/09/20223.71%3.71%New customers
2 Year Fixed Rate Saver16/09/20223.71%3.71%Existing SmartSave customers***
2 Year Fixed Rate Saver12/09/20223.53%3.53%New customers
2 Year Fixed Rate Saver12/09/20223.53%3.53%New customers
2 Year Fixed Rate Saver12/09/20223.53%3.53%Existing SmartSave customers***
2 Year Fixed Rate Saver06/09/20223.51%3.51%New customers
2 Year Fixed Rate Saver06/09/20223.51%3.51%Existing SmartSave customers***
2 Year Fixed Rate Saver31/08/20223.49%3.49%New customers
2 Year Fixed Rate Saver31/08/20223.49%3.49%Existing SmartSave customers***
2 Year Fixed Rate Saver23/08/20223.47%3.47%Existing SmartSave customers***
2 Year Fixed Rate Saver23/08/20223.47%3.47%New customers
2 Year Fixed Rate Saver22/08/20223.37%3.37%New customers
2 Year Fixed Rate Saver22/08/20223.37%3.37%Existing SmartSave customers***
2 Year Fixed Rate Saver15/08/20223.2%3.2%Existing SmartSave customers***
2 Year Fixed Rate Saver01/08/20222.9%2.9%Existing SmartSave customers***
2 Year Fixed Rate Saver23/06/20222.97%2.97%Existing SmartSave customers***
2 Year Fixed Rate Saver23/06/20222.97%2.97%New customers
2 Year Fixed Rate Saver14/06/20222.91%2.91%New customers
2 Year Fixed Rate Saver14/06/20222.91%2.91%Existing SmartSave customers***
2 Year Fixed Rate Saver10/06/20222.89%2.89%New customers
2 Year Fixed Rate Saver10/06/20222.89%2.89%Existing SmartSave customers***
2 Year Fixed Rate Saver08/06/20222.81%2.81%New customers
2 Year Fixed Rate Saver08/06/20222.81%2.81%Existing SmartSave customers***
2 Year Fixed Rate Saver07/06/20222.79%2.79%Existing SmartSave customers***
2 Year Fixed Rate Saver07/06/20222.79%2.79%New customers
2 Year Fixed Rate Saver30/05/20222.77%2.77%Existing SmartSave customers***
2 Year Fixed Rate Saver12/05/20222.51%2.51%New customers
2 Year Fixed Rate Saver12/05/20222.51%2.51%Existing SmartSave customers***
2 Year Fixed Rate Saver12/05/20222.51%2.51%New customers
2 Year Fixed Rate Saver06/05/20222.4%2.4%Existing SmartSave customers***
2 Year Fixed Rate Saver22/04/20222.37%2.37%Existing SmartSave customers***
2 Year Fixed Rate Saver19/04/20222.21%2.21%New customers
2 Year Fixed Rate Saver19/04/20222.21%2.21%Existing SmartSave customers***
2 Year Fixed Rate Saver08/04/20222.16%2.16%New customers
2 Year Fixed Rate Saver08/04/20222.16%2.16%Existing SmartSave customers***
2 Year Fixed Rate Saver05/04/20222.12%2.12%Existing SmartSave customers***
2 Year Fixed Rate Saver05/04/20222.12%2.12%New customers
2 Year Fixed Rate Saver01/04/20222.11%2.11%New customers
2 Year Fixed Rate Saver01/04/20222.11%2.11%Existing SmartSave customers***
2 Year Fixed Rate Saver28/03/20222.06%2.06%New customers
2 Year Fixed Rate Saver28/03/20222.06%2.06%Existing SmartSave customers***
2 Year Fixed Rate Saver25/03/20222.01%2.01%New customers
2 Year Fixed Rate Saver25/03/20222.01%2.01%Existing SmartSave customers***
2 Year Fixed Rate Saver15/03/20221.91%1.91%New customers
2 Year Fixed Rate Saver15/03/20221.91%1.91%Existing SmartSave customers***
2 Year Fixed Rate Saver11/03/20221.84%1.84%Existing SmartSave customers***
2 Year Fixed Rate Saver11/03/20221.84%1.84%New customers
2 Year Fixed Rate Saver04/03/20221.81%1.81%New customers
2 Year Fixed Rate Saver04/03/20221.81%1.81%Existing SmartSave customers***
2 Year Fixed Rate Saver18/02/20221.71%1.71%Existing SmartSave customers***
2 Year Fixed Rate Saver18/02/20221.71%1.71%New customers
2 Year Fixed Rate Saver11/02/20221.66%1.66%Existing SmartSave customers***
2 Year Fixed Rate Saver11/02/20221.66%1.66%New customers
2 Year Fixed Rate Saver05/01/20221.6%1.6%Existing SmartSave customers***
2 Year Fixed Rate Saver02/12/20211.64%1.64%New customers
2 Year Fixed Rate Saver02/12/20211.64%1.64%Existing SmartSave customers***
2 Year Fixed Rate Saver24/11/20211.61%1.61%Existing SmartSave customers***
2 Year Fixed Rate Saver24/11/20211.61%1.61%New customers
2 Year Fixed Rate Saver08/11/20211.6%1.6%New customers
2 Year Fixed Rate Saver08/11/20211.6%1.6%Existing SmartSave customers***
2 Year Fixed Rate Saver25/10/20211.58%1.58%New customers
2 Year Fixed Rate Saver25/10/20211.58%1.58%Existing SmartSave customers***
2 Year Fixed Rate Saver18/10/20211.57%1.57%New customers
2 Year Fixed Rate Saver18/10/20211.57%1.57%New customers
2 Year Fixed Rate Saver18/10/20211.57%1.57%Existing SmartSave customers***
2 Year Fixed Rate Saver23/08/20211.56%1.56%New customers
2 Year Fixed Rate Saver23/08/20211.56%1.56%Existing SmartSave customers***
2 Year Fixed Rate Saver19/08/20211.46%1.46%Existing SmartSave customers***
2 Year Fixed Rate Saver19/08/20211.46%1.46%New customers
2 Year Fixed Rate Saver09/06/20211.05%1.05%Existing SmartSave customers***
2 Year Fixed Rate Saver03/06/20211.0%1.0%Existing SmartSave customers***
2 Year Fixed Rate Saver24/05/20210.97%0.97%Existing SmartSave customers***
2 Year Fixed Rate Saver24/05/20210.97%0.97%New customers
2 Year Fixed Rate Saver20/05/20210.9%0.9%New customers
2 Year Fixed Rate Saver20/05/20210.9%0.9%Existing SmartSave customers***
2 Year Fixed Rate Saver26/04/20210.75%0.75%Existing SmartSave customers***
2 Year Fixed Rate Saver11/03/20210.61%0.61%Existing SmartSave customers***
2 Year Fixed Rate Saver08/03/20210.69%0.69%Existing SmartSave customers***
2 Year Fixed Rate Saver22/02/20210.75%0.75%Existing SmartSave customers***
2 Year Fixed Rate Saver29/01/20210.85%0.85%New customers
2 Year Fixed Rate Saver29/01/20210.85%0.85%Existing SmartSave customers***
2 Year Fixed Rate Saver25/01/20210.82%0.82%New customers
2 Year Fixed Rate Saver25/01/20210.82%0.82%Existing SmartSave customers***
2 Year Fixed Rate Saver07/01/20210.8%0.8%Existing SmartSave customers***
2 Year Fixed Rate Saver10/12/20200.91%0.91%Existing SmartSave customers***
2 Year Fixed Rate Saver02/12/20201.0%1.0%Existing SmartSave customers***
2 Year Fixed Rate Saver02/12/20200.96%0.96%New customers
2 Year Fixed Rate Saver28/09/20201.32%1.32%New customers
2 Year Fixed Rate Saver28/09/20201.32%1.32%Existing SmartSave customers***
2 Year Fixed Rate Saver23/09/20201.37%1.37%Existing SmartSave customers***
2 Year Fixed Rate Saver23/09/20201.37%1.37%New customers
2 Year Fixed Rate Saver15/09/20201.29%1.29%Existing SmartSave customers***
2 Year Fixed Rate Saver15/09/20201.29%1.29%New customers
2 Year Fixed Rate Saver21/08/20201.2%1.2%Existing SmartSave customers***
2 Year Fixed Rate Saver23/07/20201.05%1.05%Existing SmartSave customers***
2 Year Fixed Rate Saver22/06/20201.11%1.11%Existing SmartSave customers***
2 Year Fixed Rate Saver05/06/20201.11%1.11%New customers
2 Year Fixed Rate Saver05/06/20201.31%1.31%Existing SmartSave customers***
2 Year Fixed Rate Saver03/06/20201.19%1.19%New customers
2 Year Fixed Rate Saver03/06/20201.45%1.45%Existing SmartSave customers***
2 Year Fixed Rate Saver21/05/20201.35%1.35%New customers
2 Year Fixed Rate Saver20/05/20201.4%1.4%New customers
2 Year Fixed Rate Saver14/05/20201.5%1.5%New customers
2 Year Fixed Rate Saver14/05/20201.66%1.66%Existing SmartSave customers***

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.

3 Year Fixed Rate Saver

AccountDate issuedAER%*Gross%**Eligibility
3 Year Fixed Rate Saver06/07/20235.96%5.96%New customers
3 Year Fixed Rate Saver06/07/20235.96%5.96%Existing SmartSave customers***
3 Year Fixed Rate Saver05/07/20235.87%5.87%New customers
3 Year Fixed Rate Saver05/07/20235.87%5.87%Existing SmartSave customers***
3 Year Fixed Rate Saver29/06/20235.89%5.89%Existing SmartSave customers***
3 Year Fixed Rate Saver22/06/20235.68%5.68%New customers
3 Year Fixed Rate Saver22/06/20235.68%5.68%Existing SmartSave customers***
3 Year Fixed Rate Saver20/06/20235.56%5.56%New customers
3 Year Fixed Rate Saver20/06/20235.56%5.56%Existing SmartSave customers***
3 Year Fixed Rate Saver16/06/20235.46%5.46%New customers
3 Year Fixed Rate Saver16/06/20235.46%5.46%Existing SmartSave customers***
3 Year Fixed Rate Saver13/06/20235.41%5.41%New customers
3 Year Fixed Rate Saver13/06/20235.41%5.41%Existing SmartSave customers***
3 Year Fixed Rate Saver13/06/20235.36%5.36%New customers
3 Year Fixed Rate Saver13/06/20235.36%5.36%Existing SmartSave customers***
3 Year Fixed Rate Saver08/06/20235.31%5.31%New customers
3 Year Fixed Rate Saver08/06/20235.31%5.31%Existing SmartSave customers***
3 Year Fixed Rate Saver05/06/20235.21%5.21%Existing SmartSave customers***
3 Year Fixed Rate Saver05/06/20235.21%5.21%New customers
3 Year Fixed Rate Saver01/06/20235.19%5.19%Existing SmartSave customers***
3 Year Fixed Rate Saver01/06/20235.19%5.19%New customers
3 Year Fixed Rate Saver24/05/20235.01%5.01%New customers
3 Year Fixed Rate Saver24/05/20235.01%5.01%Existing SmartSave customers***
3 Year Fixed Rate Saver24/05/20234.96%4.96%New customers
3 Year Fixed Rate Saver24/05/20234.96%4.96%Existing SmartSave customers***
3 Year Fixed Rate Saver25/04/20234.71%4.71%New customers
3 Year Fixed Rate Saver25/04/20234.71%4.71%Existing SmartSave customers***
3 Year Fixed Rate Saver21/04/20234.67%4.67%New customers
3 Year Fixed Rate Saver15/03/20234.51%4.51%Existing SmartSave customers***
3 Year Fixed Rate Saver15/03/20234.51%4.51%New customers
3 Year Fixed Rate Saver02/03/20234.46%4.46%Existing SmartSave customers***
3 Year Fixed Rate Saver02/03/20234.46%4.46%New customers
3 Year Fixed Rate Saver22/02/20234.41%4.41%New customers
3 Year Fixed Rate Saver20/02/20234.26%4.26%New customers
3 Year Fixed Rate Saver14/02/20234.31%4.31%New customers
3 Year Fixed Rate Saver25/01/20234.35%4.35%New customers
3 Year Fixed Rate Saver25/01/20234.35%4.35%Existing SmartSave customers***
3 Year Fixed Rate Saver24/01/20234.51%4.51%Existing SmartSave customers***
3 Year Fixed Rate Saver24/01/20234.51%4.51%New customers
3 Year Fixed Rate Saver12/01/20234.56%4.56%New customers
3 Year Fixed Rate Saver09/01/20234.51%4.51%New customers
3 Year Fixed Rate Saver06/01/20234.56%4.56%Existing SmartSave customers***
3 Year Fixed Rate Saver06/01/20234.56%4.56%New customers
3 Year Fixed Rate Saver03/01/20234.51%4.51%New customers
3 Year Fixed Rate Saver03/01/20234.51%4.51%Existing SmartSave customers***
3 Year Fixed Rate Saver15/12/20224.65%4.65%Existing SmartSave customers***
3 Year Fixed Rate Saver18/11/20224.81%4.81%Existing SmartSave customers***
3 Year Fixed Rate Saver19/10/20224.76%4.76%New customers
3 Year Fixed Rate Saver19/10/20224.76%4.76%Existing SmartSave customers***
3 Year Fixed Rate Saver13/10/20224.86%4.86%New customers
3 Year Fixed Rate Saver13/10/20224.86%4.86%Existing SmartSave customers***
3 Year Fixed Rate Saver04/10/20224.61%4.61%Existing SmartSave customers***
3 Year Fixed Rate Saver04/10/20224.61%4.61%New customers
3 Year Fixed Rate Saver30/09/20224.41%4.41%New customers
3 Year Fixed Rate Saver30/09/20224.41%4.41%Existing SmartSave customers***
3 Year Fixed Rate Saver28/09/20224.31%4.31%New customers
3 Year Fixed Rate Saver28/09/20224.31%4.31%Existing SmartSave customers***
3 Year Fixed Rate Saver27/09/20224.12%4.12%New customers
3 Year Fixed Rate Saver27/09/20224.12%4.12%Existing SmartSave customers***
3 Year Fixed Rate Saver20/09/20223.81%3.81%Existing SmartSave customers***
3 Year Fixed Rate Saver20/09/20223.81%3.81%New customers
3 Year Fixed Rate Saver16/09/20223.71%3.71%New customers
3 Year Fixed Rate Saver16/09/20223.71%3.71%Existing SmartSave customers***
3 Year Fixed Rate Saver12/09/20223.61%3.61%New customers
3 Year Fixed Rate Saver12/09/20223.61%3.61%Existing SmartSave customers***
3 Year Fixed Rate Saver06/09/20223.56%3.56%New customers
3 Year Fixed Rate Saver06/09/20223.56%3.56%Existing SmartSave customers***
3 Year Fixed Rate Saver06/09/20223.52%3.52%New customers
3 Year Fixed Rate Saver06/09/20223.52%3.52%Existing SmartSave customers***
3 Year Fixed Rate Saver01/09/20223.51%3.51%New customers
3 Year Fixed Rate Saver01/09/20223.51%3.51%Existing SmartSave customers***
3 Year Fixed Rate Saver24/06/20223.02%3.02%New customers
3 Year Fixed Rate Saver24/06/20223.02%3.02%Existing SmartSave customers***
3 Year Fixed Rate Saver23/06/20222.98%2.98%New customers
3 Year Fixed Rate Saver23/06/20222.98%2.98%Existing SmartSave customers***
3 Year Fixed Rate Saver13/06/20222.91%2.91%Existing SmartSave customers***
3 Year Fixed Rate Saver13/06/20222.91%2.91%New customers
3 Year Fixed Rate Saver30/05/20222.81%2.81%Existing SmartSave customers***
3 Year Fixed Rate Saver12/05/20222.61%2.61%New customers
3 Year Fixed Rate Saver12/05/20222.61%2.61%Existing SmartSave customers***
3 Year Fixed Rate Saver06/05/20222.5%2.5%Existing SmartSave customers***
3 Year Fixed Rate Saver19/04/20222.29%2.29%Existing SmartSave customers***
3 Year Fixed Rate Saver19/04/20222.29%2.29%New customers
3 Year Fixed Rate Saver05/04/20222.21%2.21%New customers
3 Year Fixed Rate Saver05/04/20222.21%2.21%Existing SmartSave customers***
3 Year Fixed Rate Saver25/03/20222.16%2.16%Existing SmartSave customers***
3 Year Fixed Rate Saver25/03/20222.16%2.16%New customers
3 Year Fixed Rate Saver15/03/20222.01%2.01%Existing SmartSave customers***
3 Year Fixed Rate Saver15/03/20222.01%2.01%New customers
3 Year Fixed Rate Saver11/03/20221.94%1.94%New customers
3 Year Fixed Rate Saver11/03/20221.94%1.94%Existing SmartSave customers***
3 Year Fixed Rate Saver04/03/20221.91%1.91%New customers
3 Year Fixed Rate Saver04/03/20221.91%1.91%Existing SmartSave customers***
3 Year Fixed Rate Saver05/01/20221.85%1.85%Existing SmartSave customers***
3 Year Fixed Rate Saver02/12/20211.87%1.87%Existing SmartSave customers***
3 Year Fixed Rate Saver02/12/20211.87%1.87%New customers
3 Year Fixed Rate Saver24/11/20211.83%1.83%Existing SmartSave customers***
3 Year Fixed Rate Saver24/11/20211.83%1.83%New customers
3 Year Fixed Rate Saver27/10/20211.82%1.82%Existing SmartSave customers***
3 Year Fixed Rate Saver27/10/20211.82%1.82%New customers
3 Year Fixed Rate Saver18/10/20211.75%1.75%Existing SmartSave customers***
3 Year Fixed Rate Saver23/08/20211.66%1.66%New customers
3 Year Fixed Rate Saver23/08/20211.66%1.66%New customers
3 Year Fixed Rate Saver23/08/20211.66%1.66%Existing SmartSave customers***
3 Year Fixed Rate Saver20/08/20211.56%1.56%Existing SmartSave customers***
3 Year Fixed Rate Saver19/08/20211.54%1.54%New customers
3 Year Fixed Rate Saver19/08/20211.54%1.54%Existing SmartSave customers***
3 Year Fixed Rate Saver09/06/20211.21%1.21%Existing SmartSave customers***
3 Year Fixed Rate Saver03/06/20211.11%1.11%Existing SmartSave customers***
3 Year Fixed Rate Saver24/05/20211.0%1.0%Existing SmartSave customers***
3 Year Fixed Rate Saver20/05/20210.95%0.95%Existing SmartSave customers***
3 Year Fixed Rate Saver26/04/20210.9%0.9%Existing SmartSave customers***
3 Year Fixed Rate Saver11/03/20210.8%0.8%Existing SmartSave customers***
3 Year Fixed Rate Saver08/03/20210.85%0.85%Existing SmartSave customers***
3 Year Fixed Rate Saver22/02/20210.9%0.9%Existing SmartSave customers***
3 Year Fixed Rate Saver29/01/20210.95%0.95%New customers
3 Year Fixed Rate Saver29/01/20210.95%0.95%Existing SmartSave customers***
3 Year Fixed Rate Saver25/01/20210.9%0.9%Existing SmartSave customers***
3 Year Fixed Rate Saver25/01/20210.9%0.9%New customers
3 Year Fixed Rate Saver10/12/20201.01%1.01%Existing SmartSave customers***
3 Year Fixed Rate Saver02/12/20201.2%1.2%Existing SmartSave customers***
3 Year Fixed Rate Saver02/12/20201.14%1.14%New customers
3 Year Fixed Rate Saver28/09/20201.41%1.41%Existing SmartSave customers***
3 Year Fixed Rate Saver28/09/20201.41%1.41%New customers
3 Year Fixed Rate Saver23/09/20201.46%1.46%Existing SmartSave customers***
3 Year Fixed Rate Saver23/09/20201.46%1.46%New customers
3 Year Fixed Rate Saver15/09/20201.33%1.33%Existing SmartSave customers***
3 Year Fixed Rate Saver15/09/20201.33%1.33%New customers
3 Year Fixed Rate Saver28/08/20201.25%1.25%Existing SmartSave customers***
3 Year Fixed Rate Saver21/08/20201.25%1.25%Existing SmartSave customers***
3 Year Fixed Rate Saver13/08/20201.15%1.15%Existing SmartSave customers***
3 Year Fixed Rate Saver23/07/20201.1%1.1%Existing SmartSave customers***
3 Year Fixed Rate Saver22/06/20201.25%1.25%Existing SmartSave customers***
3 Year Fixed Rate Saver05/06/20201.21%1.21%New customers
3 Year Fixed Rate Saver05/06/20201.41%1.41%Existing SmartSave customers***
3 Year Fixed Rate Saver03/06/20201.5%1.5%Existing SmartSave customers***
3 Year Fixed Rate Saver03/06/20201.35%1.35%New customers
3 Year Fixed Rate Saver21/05/20201.4%1.4%New customers
3 Year Fixed Rate Saver21/05/20201.65%1.65%Existing SmartSave customers***
3 Year Fixed Rate Saver20/05/20201.45%1.45%New customers
3 Year Fixed Rate Saver14/05/20201.6%1.6%New customers
3 Year Fixed Rate Saver14/05/20201.75%1.75%Existing SmartSave customers***

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.

4 Year Fixed Rate Saver

AccountDate issuedAER%*Gross%**Eligibility
4 Year Fixed Rate Saver16/03/20234.41%4.41%New customers
4 Year Fixed Rate Saver16/03/20234.41%4.41%Existing SmartSave customers***
4 Year Fixed Rate Saver15/03/20234.39%4.39%New customers
4 Year Fixed Rate Saver15/03/20234.39%4.39%Existing SmartSave customers***
4 Year Fixed Rate Saver28/02/20234.45%4.45%New customers
4 Year Fixed Rate Saver20/01/20234.3%4.3%Existing SmartSave customers***
4 Year Fixed Rate Saver15/12/20224.5%4.5%Existing SmartSave customers***
4 Year Fixed Rate Saver18/11/20224.81%4.81%Existing SmartSave customers***
4 Year Fixed Rate Saver13/10/20224.76%4.76%Existing SmartSave customers***
4 Year Fixed Rate Saver13/10/20224.76%4.76%New customers
4 Year Fixed Rate Saver04/10/20224.58%4.58%New customers
4 Year Fixed Rate Saver04/10/20224.58%4.58%Existing SmartSave customers***
4 Year Fixed Rate Saver20/08/20211.61%1.61%New customers
4 Year Fixed Rate Saver20/08/20211.61%1.61%Existing SmartSave customers***
4 Year Fixed Rate Saver19/08/20211.57%1.57%Existing SmartSave customers***
4 Year Fixed Rate Saver19/08/20211.57%1.57%New customers
4 Year Fixed Rate Saver09/06/20211.3%1.3%Existing SmartSave customers***
4 Year Fixed Rate Saver03/06/20211.15%1.15%Existing SmartSave customers***
4 Year Fixed Rate Saver24/05/20211.05%1.05%Existing SmartSave customers***
4 Year Fixed Rate Saver20/05/20211.0%1.0%Existing SmartSave customers***
4 Year Fixed Rate Saver26/04/20210.91%0.91%Existing SmartSave customers***
4 Year Fixed Rate Saver11/03/20210.85%0.85%Existing SmartSave customers***
4 Year Fixed Rate Saver22/02/20210.95%0.95%Existing SmartSave customers***
4 Year Fixed Rate Saver25/01/20211.0%1.0%New customers
4 Year Fixed Rate Saver25/01/20211.0%1.0%Existing SmartSave customers***
4 Year Fixed Rate Saver10/12/20201.1%1.1%Existing SmartSave customers***

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.

5 Year Fixed Rate Saver

AccountDate issuedAER%*Gross%**Eligibility
5 Year Fixed Rate Saver28/11/20234.82%4.82%Existing SmartSave customers***
5 Year Fixed Rate Saver05/07/20235.71%5.71%New customers
5 Year Fixed Rate Saver05/07/20235.71%5.71%Existing SmartSave customers***
5 Year Fixed Rate Saver20/06/20235.56%5.56%Existing SmartSave customers***
5 Year Fixed Rate Saver26/05/20235.01%5.01%Existing SmartSave customers***
5 Year Fixed Rate Saver26/05/20235.01%5.01%New customers
5 Year Fixed Rate Saver28/02/20234.51%4.51%New customers
5 Year Fixed Rate Saver24/01/20234.3%4.3%Existing SmartSave customers***
5 Year Fixed Rate Saver20/01/20234.4%4.4%Existing SmartSave customers***
5 Year Fixed Rate Saver03/01/20234.6%4.6%Existing SmartSave customers***
5 Year Fixed Rate Saver15/12/20224.65%4.65%Existing SmartSave customers***
5 Year Fixed Rate Saver13/10/20225.01%5.01%Existing SmartSave customers***
5 Year Fixed Rate Saver13/10/20225.01%5.01%New customers
5 Year Fixed Rate Saver07/10/20224.61%4.61%New customers
5 Year Fixed Rate Saver07/10/20224.61%4.61%Existing SmartSave customers***
5 Year Fixed Rate Saver04/10/20224.56%4.56%New customers
5 Year Fixed Rate Saver04/10/20224.56%4.56%Existing SmartSave customers***
5 Year Fixed Rate Saver30/09/20224.51%4.51%New customers
5 Year Fixed Rate Saver30/09/20224.51%4.51%Existing SmartSave customers***
5 Year Fixed Rate Saver28/09/20224.41%4.41%New customers
5 Year Fixed Rate Saver28/09/20224.41%4.41%Existing SmartSave customers***
5 Year Fixed Rate Saver26/09/20224.16%4.16%New customers
5 Year Fixed Rate Saver26/09/20224.16%4.16%Existing SmartSave customers***
5 Year Fixed Rate Saver23/09/20223.81%3.81%New customers
5 Year Fixed Rate Saver23/09/20223.81%3.81%Existing SmartSave customers***
5 Year Fixed Rate Saver16/09/20223.71%3.71%New customers
5 Year Fixed Rate Saver16/09/20223.71%3.71%Existing SmartSave customers***
5 Year Fixed Rate Saver31/08/20223.61%3.61%New customers
5 Year Fixed Rate Saver31/08/20223.61%3.61%Existing SmartSave customers***
5 Year Fixed Rate Saver27/10/20212.01%2.01%Existing SmartSave customers***
5 Year Fixed Rate Saver27/10/20212.01%2.01%New customers
5 Year Fixed Rate Saver18/10/20211.85%1.85%Existing SmartSave customers***
5 Year Fixed Rate Saver19/08/20211.72%1.72%New customers
5 Year Fixed Rate Saver19/08/20211.72%1.72%Existing SmartSave customers***
5 Year Fixed Rate Saver09/06/20211.55%1.55%Existing SmartSave customers***
5 Year Fixed Rate Saver03/06/20211.45%1.45%Existing SmartSave customers***
5 Year Fixed Rate Saver20/05/20211.27%1.27%Existing SmartSave customers***
5 Year Fixed Rate Saver26/04/20211.26%1.26%Existing SmartSave customers***
5 Year Fixed Rate Saver11/03/20211.1%1.1%Existing SmartSave customers***
5 Year Fixed Rate Saver22/02/20211.25%1.25%Existing SmartSave customers***
5 Year Fixed Rate Saver29/01/20211.3%1.3%New customers
5 Year Fixed Rate Saver29/01/20211.3%1.3%Existing SmartSave customers***
5 Year Fixed Rate Saver25/01/20211.25%1.25%New customers
5 Year Fixed Rate Saver10/12/20201.25%1.25%Existing SmartSave customers***

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
** Gross is the rate of interest that’s payable on this account and represents the amount of tax-free interest you’ll earn in a year.
*** This rate was previously available to customers who reinvested some or all of their savings balance.